[nfb-talk] question regarding mortgage loan

[Sherry Gomes]

No kidding! I'm so nervous about all that.



-----Original Message-----
From: nfb-talk [mailto:nfb-talk-bounces at nfbnet.org] On Behalf Of Mike
Freeman
Sent: Wednesday, August 07, 2013 4:08 PM
To: NFB Talk Mailing List
Subject: Re: [nfb-talk] question regarding mortgage loan

And have fun with home maintenance expenses! (Grin)
Mike

On Aug 7, 2013, at 14:11, "Gloria Whipple" <glowhi at centurylink.net> wrote:

> Congratulations!
> 
> Good luck in your new home!
> 
> -----Original Message-----
> From: nfb-talk [mailto:nfb-talk-bounces at nfbnet.org] On Behalf Of Sherry
> Gomes
> Sent: Wednesday, August 07, 2013 14:08
> To: 'NFB Talk Mailing List'
> Subject: Re: [nfb-talk] question regarding mortgage loan
> 
> I don't mind giving them the income verification. and I've done that. It
was
> getting a letter from a doctor that I will still be disabled in three
years
> that I questioned. They've backed down on that and are now accepting the
> SSDI letter as enough. I found a HUD article that talked about a suit
> against bank of America for asking for just such a thing, doctor's
> verification that the person would still be disabled in three years. I
sent
> that to the person I'm working with and then the underwriter said the SSDI
> letter would suffice.
> 
> 
> 
> -----Original Message-----
> From: nfb-talk [mailto:nfb-talk-bounces at nfbnet.org] On Behalf Of robert
> stigile
> Sent: Wednesday, August 07, 2013 3:04 PM
> To: NFB Talk Mailing List
> Subject: Re: [nfb-talk] question regarding mortgage loan
> 
> Hello,
> I thought when I read it earlier, she was receiving ssi, I 
> receive ssdi as my wife does too.
> They had to receive letters from Social Security as did they from 
> my employer, to verify income, if you were working full time, 
> they would verify that income from your employer.
> It is standard procedure.
> They want to make sure you will have the funds to pay back the 
> loan, and that you will be steady in your finances.
> 
> 
> Robert Stigile
> phone: 818-381-9568
> e-mail: rstigile at gmail.com
> Skype: robertstigile1
> Twitter: rstigile
> 
> ----- Original Message -----
> From: "Sean Paul" <newsandtraffic at aol.com
> To: "NFB Talk Mailing List" <nfb-talk at nfbnet.org
> Date sent: Wed, 7 Aug 2013 16:12:49 -0400
> Subject: Re: [nfb-talk] question regarding mortgage loan
> 
> She is not recieving SSI, she is recieving SSDI which is a 
> totally different
> animal here.  I'm still waiting to hear back from those I reached 
> out too on
> this matter.  Hopefully it'll be before they leave their offices 
> today.
> ----- Original Message -----
> From: "robert stigile" <rstigile at gmail.com
> To: "NFB Talk Mailing List" <nfb-talk at nfbnet.org
> Sent: Wednesday, August 07, 2013 16:09
> Subject: Re: [nfb-talk] question regarding mortgage loan
> 
> 
> Hello,
> Actually they can ask your employer if you will be there in 
> three years,
> and they did
> when I bought my house.
> I also had to get a form from Social security, but the only form 
> you are
> going to get, which should suffice, is the awards letter which 
> states you
> are receiving ssi.
> Hope this helps,
> 
> Robert Stigile
> phone: 818-381-9568
> e-mail: rstigile at gmail.com
> Skype: robertstigile1
> Twitter: rstigile
> 
> ----- Original Message -----
> From: "Sherry Gomes" <sherriola at gmail.com
> To: "NFB talk list" <nfb-talk at nfbnet.org
> Date sent: Wed, 7 Aug 2013 12:44:11 -0600
> Subject: [nfb-talk] question regarding mortgage loan
> 
> hi all,
> 
> I'm in the process of trying to buy my own very first owned 
> home.  I'm 55,
> and I've rented all my adult life.  The person who has been 
> working with
> me
> on getting my loan processed emailed me today to say that the 
> loan
> underwriter wants a document from a doctor verifying that I will 
> still
> have
> my disabilities for the next three years.  I work--am 
> self-employed--and I
> get some SSDI.  this requirement does not seem fair to me.  
> after all,
> they
> can't ask a person without a disability to get their employer to 
> verify
> that
> they will be employed for the next three years.  and in my case, 
> they
> aren't
> even asking me to get the company for which I contract to verify 
> I'll
> still
> have my contract in three years.  Are they allowed to ask for 
> such
> verification? When I keep questioning this, they tell me they 
> can'[t
> refuse
> the loan on the basis of my disabilities, but that they can ask 
> for this
> verification from my doctor.  It doesn't seem right.
> 
> Sherry
> 
> 
> 
> So hold this moment fast,
> And live and love as hard as you know how,
> And make this moment last,
> Because the best of times is now.
> --La cage aux Folles
> 
> 
> 
> 
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account 
> info for
> nfb-talk:
> 
> http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/rstigile%40
> gmail.com
> 
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account 
> info for
> nfb-talk:
> 
> http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/newsandtraf
> fic%40aol.com
> 
> 
> 
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account info 
> for nfb-talk:
> http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/rstigile%40
> gmail.com
> 
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account info for
> nfb-talk:
>
http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/sherriola%40gmail.com
> 
> 
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account info for
> nfb-talk:
>
http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/glowhi%40centurylink.n
> et
> 
> 
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account info for
nfb-talk:
> http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/k7uij%40panix.com

_______________________________________________
nfb-talk mailing list
nfb-talk at nfbnet.org
http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
To unsubscribe, change your list options or get your account info for
nfb-talk:
http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/sherriola%40gmail.com