[Nfbf-l] How to pay for your hotel stay

Wed Jun 28 02:02:23 UTC 2017

That is really good advice cheryl.  Thank you.
----- Original Message ----- 
From: "cheryl echevarria via Nfbf-l" <nfbf-l at nfbnet.org>
To: "NFB of Florida Internet Mailing List" <nfbf-l at nfbnet.org>; "NFBF" 
<nfbf-leaders at nfbnet.org>
Cc: "cheryl echevarria" <cherylandmaxx at hotmail.com>
Sent: Monday, June 19, 2017 10:19 AM
Subject: Re: [Nfbf-l] How to pay for your hotel stay

Good morning all from experience as well, being in the travel industry since 
2008 and prior to working as an administrative assistant prior to losing my 
vision for over 20 years. You should never do any kind of travel with a 
debit card. As mentioned here, if you are attached to a bank as well via 
debit card instead of a Credit Card, most of the debit cards have a limit of 
at least $500 per day, so if your room is over that as well on a debit card, 
it will not go through. Had this happen so many times even when booking 
clients, they have to contact their banks to find out that their bills have 
come through and will not have money until the following day.

Go to you bank and see if they can do a credit card just for this option, or 
contact MC, VISA or even American Express to get their pre-filled credit 
cards with enough to cover your expenses.

You know how much the room is per night and the taxes, so this you should 
plan prior to even booking your rooms, this is posting on the NFB Websites 
and in the Braille Monitor.

If you are paying cash, it is usually $300 and up per day, and you have to 
go to the front day each day to do it.

Cheryl & Nelson Echevarria

Remember, we don't "sell" travel: we assist you in making great buying 
decisions! We help you with Friends, Family and Romance Travel Since 2008!

http://www.echevarriatravel.com
reservations at echevarriatravel.com
407-910-6469
Text: 631-456-5394

Affiliated as an Independent contractor with Cruises and Tours Unlimited

Please contact us to set up appointments for initial consultation, 
questions, concerns, and to make payments at
http://tinyurl.com/huhnm82

-----Original Message-----
From: Nfbf-l [mailto:nfbf-l-bounces at nfbnet.org] On Behalf Of Denise via 
Nfbf-l
Sent: Monday, June 19, 2017 9:06 AM
To: NFBF <nfbf-leaders at nfbnet.org>; NFBF <nfbf-l at nfbnet.org>
Cc: Denise <valkemadenise at aol.com>
Subject: [Nfbf-l] How to pay for your hotel stay

Braille Monitor June 2017
> How to Pay for Your Hotel Stay in Orlando
>
> by Tony Cobb
>
> From the Editor: For a long time Tony Cobb was a fixture in our national 
> convention hotel lobby, and his kindness, wisdom, and experience helped to 
> make the convention better for all of us. Here is a reminder we try to run 
> each year to prevent the heartache that comes from an overdrawn checking 
> account when one is not familiar with the practices of major hotel chains. 
> The words below come from the wisdom of those years of service, and it is 
> with gratitude that we reprint them:
>
> Here is some advice about paying for your hotel stay: every year at our 
> national convention we have serious trouble with use of debit cards or 
> cash payments at hotel check-in, and, having worked to solve these 
> problems for years, I can tell you they can nearly ruin the convention 
> week for those experiencing them. Planning to attend our national 
> convention should therefore include thinking seriously about how to pay 
> the hotel, and I cannot urge you strongly enough to avoid using cash or a 
> debit card as your payment method. Doing so may seem convenient, but you 
> should not do so. If you do not have a credit card of your own to use, 
> prevail upon a close friend or family member to let you use one just for 
> convention. Here’s why:
>
> If you are paying in actual currency, most hotels will want enough cash up 
> front at check-in to cover your room and tax charges for the entire stay, 
> plus a one-time advance incidentals deposit to cover meals, telephone 
> calls, internet service, and other things you may charge to your room. The 
> unused portion of the incidentals deposit may be returned at check-out or 
> by mail after departure. Understand, however, that, if your incidentals 
> charges exceed the incidentals deposit credited, you are responsible for 
> payment of the full balance at checkout. The total can end up being a very 
> large sum indeed.
>
> If you use a debit card, however, you are really at a potentially painful 
> disadvantage. The hotel will put a hold on money in your bank account 
> linked to the debit card to cover the estimated balance of your stay—that 
> is, for the entire week’s room and tax charges plus a one-time incidentals 
> deposit to cover meals, movies, and so on charged to your room. You should 
> be aware that the hold can therefore be a considerable amount of money and 
> that you will not have access to that amount for any other purchases or 
> payments with your card. (Hotels sometimes also put authorizations on 
> credit cards, by the way, but those are not often a problem unless they 
> exceed your card’s credit limit.)
>
> Holds can remain in effect for three to five days or even a week after you 
> check out. If you have pre-authorized payments from your bank account, for 
> example your monthly mortgage payment, or if you try to make a purchase 
> with your debit card and it's refused, the hold from the hotel can cause 
> you trouble or result in very large overdraft fees for payments you 
> thought you had money in your account to cover. I have seen this hit some 
> of our members in the form of hundreds of dollars in overdraft fees.
>
> This means that, if you use a debit card, you would have to be certain you 
> have a high enough balance in your checking account when you come to 
> convention to cover any debit card holds. This is a perilous practice 
> since charges may exceed your estimate by a considerable amount. (Some 
> frequent travelers even open a separate checking account used only for 
> debits like these.) Remember, a hold is going to be placed on your debit 
> card regardless of how you end up paying the bill, and the hold is not 
> necessarily released right away, even if you pay with a credit card or 
> cash when you check out of the hotel.
>
> Planning ahead in this area can ensure an untroubled week at convention, 
> leaving you free to enjoy fully the world’s largest and most exciting 
> meeting of the blind. Come enjoy this fine hotel—using a credit card, I 
> hope.
>
>
> Sincerely, Denise Valkema by iPhone
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