[Diabetes-talk] Insurance...Here we go again!!!
The Jacobs' Family
bandbjacobs at verizon.net
Wed Jan 14 02:58:58 UTC 2009
Thanks a bunch you guys. Love your vote of confidence Mike. Cheryl, that
guy you were talking about is Herb Magin. Bill has actually bought life
insurance through him before. He's a very nice man.
Bern
----- Original Message -----
From: <diabetes-talk-request at nfbnet.org>
To: <diabetes-talk at nfbnet.org>
Sent: Tuesday, January 13, 2009 1:00 PM
Subject: Diabetes-talk Digest, Vol 18, Issue 5
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> Today's Topics:
>
> 1. Re: Insurance... Here we go again!!! (The Jacobs' Family)
> 2. Re: Insurance... Here we go again!!! (Mike Freeman)
> 3. Re: Insurance... Here we go again!!! (cheryl echevarria)
> 4. Re: Insurance... Here we go again!!! (Joyce Porter)
> 5. Re: Insurance... Here we go again!!! (catdancing)
>
>
> ----------------------------------------------------------------------
>
> Message: 1
> Date: Mon, 12 Jan 2009 23:24:00 -0500
> From: "The Jacobs' Family" <bandbjacobs at verizon.net>
> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
> To: <diabetes-talk at nfbnet.org>
> Message-ID: <000801c97536$c299c170$0201a8c0 at william64nfqcs>
> Content-Type: text/plain; charset="iso-8859-1"
>
> Hey Guys:
>
> I was on the phone with an insurance broker this afternoon because I'm
> investigating supplemental insurance for my family and myself. I was told
> that because of my diabetes, that I'm "Uninsurable." How many of you guys
> have come up against this and how do ya get around this one? Of course,
> the guy couldn't tell me that I couldn't get insurance because of my
> blindness, at the risk of diving right into a sling. So he had to claim
> that because of my diabetes, I was "uninsurable." Feedback???
>
> Thanks a bunch guys.
>
> Bern
>
> ------------------------------
>
> Message: 2
> Date: Mon, 12 Jan 2009 21:44:29 -0800
> From: "Mike Freeman" <k7uij at panix.com>
> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
> To: "Diabetes Talk for the Blind" <diabetes-talk at nfbnet.org>
> Message-ID: <0C26D493959548D7802C840D1F1CFE00 at owner96190708e>
> Content-Type: text/plain; charset="iso-8859-1"
>
> Bern:
>
> It depends upon how your state's laws are written. In general, an
> insurance company *can* exclude those with a "pre-existing condition"
> such as diabetes. However, this is not allowed if you are a Federal
> employee and may not belowed in my state due to its Human Rights
> Statute, RCW49.60 et seq. Maryland may have similar statutes. If not,
> unless I miss my guess, the insurance company is within its rights to
> exclude you. Of course, the Ameircans with Disabilities Act might have
> something to say about this but I do not believe it applies to
> insurance, it not being a "place of public accommodation". By contrast,
> as I say, insurance *is* covered under our Washington state statute.
>
> Hey! Move out here! We'd welcome you with open arms! (grin)
>
> Mike
>
> ----- Original Message -----
> From: "The Jacobs' Family" <bandbjacobs at verizon.net>
> To: <diabetes-talk at nfbnet.org>
> Sent: Monday, January 12, 2009 8:24 PM
> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
>
>
> Hey Guys:
>
> I was on the phone with an insurance broker this afternoon because I'm
> investigating supplemental insurance for my family and myself. I was
> told that because of my diabetes, that I'm "Uninsurable." How many of
> you guys have come up against this and how do ya get around this one?
> Of course, the guy couldn't tell me that I couldn't get insurance
> because of my blindness, at the risk of diving right into a sling. So
> he had to claim that because of my diabetes, I was "uninsurable."
> Feedback???
>
> Thanks a bunch guys.
>
> Bern
> _______________________________________________
> Diabetes-talk mailing list
> Diabetes-talk at nfbnet.org
> http://www.nfbnet.org/mailman/listinfo/diabetes-talk_nfbnet.org
> To unsubscribe, change your list options or get your account info for
> Diabetes-talk:
> http://www.nfbnet.org/mailman/options/diabetes-talk_nfbnet.org/k7uij%40panix.com
>
>
>
>
> ------------------------------
>
> Message: 3
> Date: Tue, 13 Jan 2009 05:13:09 -0500
> From: "cheryl echevarria" <cherylandmaxx at hotmail.com>
> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
> To: "Diabetes Talk for the Blind" <diabetes-talk at nfbnet.org>
> Message-ID: <BAY131-DS59B248B44FB57A1390F4FA1D90 at phx.gbl>
> Content-Type: text/plain; charset="iso-8859-1"
>
> all the time, I believe there is a man who sells life insurance that work
> with the NFB, he was at our state convention and I believe he is at the
> National every year, he says those raffel tickets. Mike do you know who I
> am speaking of?
>
>
> Cheryl Echevarria
> Treasurer
> National Federation of the Blind Greater Long Island Chapter
> Member NAGDU, NYAGDU and DAN
> ----- Original Message -----
> From: The Jacobs' Family<mailto:bandbjacobs at verizon.net>
> To: diabetes-talk at nfbnet.org<mailto:diabetes-talk at nfbnet.org>
> Sent: Monday, January 12, 2009 11:24 PM
> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
>
>
> Hey Guys:
>
> I was on the phone with an insurance broker this afternoon because I'm
> investigating supplemental insurance for my family and myself. I was told
> that because of my diabetes, that I'm "Uninsurable." How many of you guys
> have come up against this and how do ya get around this one? Of course,
> the guy couldn't tell me that I couldn't get insurance because of my
> blindness, at the risk of diving right into a sling. So he had to claim
> that because of my diabetes, I was "uninsurable." Feedback???
>
> Thanks a bunch guys.
>
> Bern
> _______________________________________________
> Diabetes-talk mailing list
> Diabetes-talk at nfbnet.org<mailto:Diabetes-talk at nfbnet.org>
>
> http://www.nfbnet.org/mailman/listinfo/diabetes-talk_nfbnet.org<http://www.nfbnet.org/mailman/listinfo/diabetes-talk_nfbnet.org>
> To unsubscribe, change your list options or get your account info for
> Diabetes-talk:
>
> http://www.nfbnet.org/mailman/options/diabetes-talk_nfbnet.org/cherylandmaxx%40hotmail.com<http://www.nfbnet.org/mailman/options/diabetes-talk_nfbnet.org/cherylandmaxx%40hotmail.com>
>
>
> ------------------------------
>
> Message: 4
> Date: Tue, 13 Jan 2009 06:11:30 -0500
> From: "Joyce Porter" <joyce.m.porter at verizon.net>
> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
> To: "'Diabetes Talk for the Blind'" <diabetes-talk at nfbnet.org>
> Message-ID: <0KDE00FZ5PN7EK52 at vms173007.mailsrvcs.net>
> Content-Type: text/plain; charset=US-ASCII
>
> If you're part of a group plan it is easier to buy insurance. I have
> heard
> about this problem for individual coverage. It is the pre-existing
> condition clause. Let us know when you get your insurance.
> Joyce
>
>
>
> -----Original Message-----
> From: diabetes-talk-bounces at nfbnet.org
> [mailto:diabetes-talk-bounces at nfbnet.org] On Behalf Of The Jacobs' Family
> Sent: Monday, January 12, 2009 11:24 PM
> To: diabetes-talk at nfbnet.org
> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
>
> Hey Guys:
>
> I was on the phone with an insurance broker this afternoon because I'm
> investigating supplemental insurance for my family and myself. I was told
> that because of my diabetes, that I'm "Uninsurable." How many of you guys
> have come up against this and how do ya get around this one? Of course,
> the
> guy couldn't tell me that I couldn't get insurance because of my
> blindness,
> at the risk of diving right into a sling. So he had to claim that because
> of my diabetes, I was "uninsurable." Feedback???
>
> Thanks a bunch guys.
>
> Bern
> _______________________________________________
> Diabetes-talk mailing list
> Diabetes-talk at nfbnet.org
> http://www.nfbnet.org/mailman/listinfo/diabetes-talk_nfbnet.org
> To unsubscribe, change your list options or get your account info for
> Diabetes-talk:
> http://www.nfbnet.org/mailman/options/diabetes-talk_nfbnet.org/joyce.m.porte
> r%40verizon.net
>
>
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>
> ------------------------------
>
> Message: 5
> Date: Tue, 13 Jan 2009 08:27:20 -0600
> From: "catdancing" <catdancing at sbcglobal.net>
> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
> To: "Diabetes Talk for the Blind" <diabetes-talk at nfbnet.org>
> Message-ID: <002301c9758b$0c650220$0202a8c0 at VALUED664B84C7>
> Content-Type: text/plain; format=flowed; charset="iso-8859-1";
> reply-type=original
>
> i used to get insurance from my now x husbands company the diabetes
> supplies, tests etc were not covered for the first year.After the divorce
> i
> was unable to get insurance until i found a job that gave insurance to
> it's
> employees. the cost of my (at the time) car insurance was so high because
> of
> diabetes i finally quit telling them i was diabetic i used to move from
> one
> state to another sorta frequently.
> Debbie
> ----- Original Message -----
> From: "cheryl echevarria" <cherylandmaxx at hotmail.com>
> To: "Diabetes Talk for the Blind" <diabetes-talk at nfbnet.org>
> Sent: Tuesday, January 13, 2009 4:13 AM
> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
>
>
>> all the time, I believe there is a man who sells life insurance that work
>> with the NFB, he was at our state convention and I believe he is at the
>> National every year, he says those raffel tickets. Mike do you know who
>> I
>> am speaking of?
>>
>>
>> Cheryl Echevarria
>> Treasurer
>> National Federation of the Blind Greater Long Island Chapter
>> Member NAGDU, NYAGDU and DAN
>> ----- Original Message -----
>> From: The Jacobs' Family<mailto:bandbjacobs at verizon.net>
>> To: diabetes-talk at nfbnet.org<mailto:diabetes-talk at nfbnet.org>
>> Sent: Monday, January 12, 2009 11:24 PM
>> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
>>
>>
>> Hey Guys:
>>
>> I was on the phone with an insurance broker this afternoon because I'm
>> investigating supplemental insurance for my family and myself. I was
>> told
>> that because of my diabetes, that I'm "Uninsurable." How many of you
>> guys
>> have come up against this and how do ya get around this one? Of course,
>> the guy couldn't tell me that I couldn't get insurance because of my
>> blindness, at the risk of diving right into a sling. So he had to claim
>> that because of my diabetes, I was "uninsurable." Feedback???
>>
>> Thanks a bunch guys.
>>
>> Bern
>> _______________________________________________
>> Diabetes-talk mailing list
>> Diabetes-talk at nfbnet.org<mailto:Diabetes-talk at nfbnet.org>
>>
>> http://www.nfbnet.org/mailman/listinfo/diabetes-talk_nfbnet.org<http://www.nfbnet.org/mailman/listinfo/diabetes-talk_nfbnet.org>
>> To unsubscribe, change your list options or get your account info for
>> Diabetes-talk:
>>
>> http://www.nfbnet.org/mailman/options/diabetes-talk_nfbnet.org/cherylandmaxx%40hotmail.com<http://www.nfbnet.org/mailman/options/diabetes-talk_nfbnet.org/cherylandmaxx%40hotmail.com>
>> _______________________________________________
>> Diabetes-talk mailing list
>> Diabetes-talk at nfbnet.org
>> http://www.nfbnet.org/mailman/listinfo/diabetes-talk_nfbnet.org
>> To unsubscribe, change your list options or get your account info for
>> Diabetes-talk:
>> http://www.nfbnet.org/mailman/options/diabetes-talk_nfbnet.org/catdancing%40sbcglobal.net
>
>
>
>
> ------------------------------
>
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