[nabs-l] Question for you all

[Lavonya Gardner]

i know that this has nothing to do with the topic. but i love the way that people respect each other. this rocks. 

Sent from my iPad

On Oct 13, 2012, at 16:33, "Koby Cox" <kobycox at gmail.com> wrote:

> Ashley,
> Can you give me a call so that we can discuss this further?
> Thanks,
> Koby.
> 
> -----Original Message-----
> From: nabs-l [mailto:nabs-l-bounces at nfbnet.org] On Behalf Of Ashley
> Bramlett
> Sent: Saturday, October 13, 2012 3:23 PM
> To: National Association of Blind Students mailing list
> Subject: Re: [nabs-l] Question for you all
> 
> Koby,
> How old are you? If over 18, it seems to me you have a right to assert
> your
> independence. Like you, I live at home and my mom does not say much
> about my 
> spending. But I did not overdraw yet although came close to it. I
> question 
> why your mom even looks at your account online? Is she a co owner of the
> 
> account? If she is, this is a problem as legally it is her account too.
> My dad is a co owner of my account, but he is laid back and does not 
> question my expenses.
> Nor does he go online to check on me like your mom is doing. How tough
> this 
> must be.
> 
> Seems there is more to the story. Is she really taking it away for one 
> overdrawn fee?
> That seems overboard. Tell her
> that everyone overdraws at one time or another. You need to learn from
> your 
> mistakes; say you will budget better next time. Tell her if she
> takes it from you, you are denied the ability to learn and budget for 
> yourself.
> 
> You should check your balance regularly such as once a week to ensure
> you 
> have enough money. You, not your mother, should have a password to the 
> online bank system to check your balance and anywithdrawals you have. If
> you 
> cannot go online due to accessibility or something, set up a phone
> account. 
> This is where you call a number of your bank. The bank has a recording 
> system; you will create a PIN number for your checking account. Then you
> can 
> check on your account. If I am ever unsure of my balance and need to
> make a 
> purchase, I call this number. This ensures me I do not go overboard and 
> withdraw.
> 
> I don't know what to say; its your mom's home and she makes rules. But
> on 
> the other hand, you need a place to live and rent is often so expensive.
> So, 
> til you have a job, you might want to live at home, but you also need to
> 
> have independence. I have to say that spending less than 100 dollars
> without 
> a parent's permission is very controlling, unfair, and treats you like
> you 
> are ten. You are an adult, I assume, if you are in college.
> You cannot say on list, but I wonder if you mom is this strict with
> other 
> children, or is it just you because you are blind?
> 
> I know for me, my mom is a bit more controlling due to my low vision and
> the 
> fact I'm a baby child. My brothers are older.
> 
> Anyway, do talk to her. I hope things work out! Sometimes, I find
> parents 
> say mean things when they're mad, and when they calm down, you find out
> they 
> really did not mean what they said.
> 
> Ashley
> 
> -----Original Message----- 
> From: Koby Cox
> Sent: Saturday, October 13, 2012 2:24 PM
> To: nabs-l at nfbnet.org
> Subject: [nabs-l] Question for you all
> 
> Hello all,
> This past week my mom went on-line and looked at my bank account and saw
> that I was overdrawen. A doctors office takes out $110 every month to
> cover a procedure that I had done the amount that they take out Is what
> I'm responseible for paying because insurance didn't cover the rest of
> it. I'm fine with that however, My mom said that she was going to take
> my bank card away from me until next month and then we'll see If I get
> It back. She also informed me that I can't spend more than $100 unless I
> talk to her first. She said that If I don't like her rules then I can
> pack my stuff and get out. What do you all think about all of this?
> Right back soon,
> Koby.
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