[nabs-l] Question for you all

[Gerardo Corripio]

  Yes: that's exactly what I do: I always always keep some cash handy 
for emergencies.

El 13/10/2012 05:33 p.m., Arielle Silverman escribió:
> And it's not just a blindness thing either. My boyfriend's sister is
> sighted and she has maxed out several credit cards, which is worse
> than overdrawing a checking account. Budgeting becomes doubly
> important if you use a credit card since credit card debt incurs extra
> charges and messes up your credit rating. When I was shopping around
> for my first credit card, my dad told me I should just not care what
> the interest rate is since I should just plan on paying my bills in
> full each month and never incurring any interest charges.
> Arielle
>
> On 10/13/12, Desiree Oudinot<turtlepower17 at gmail.com>  wrote:
>> Hi,
>> I don't know how much money you have that's not connected to your
>> card, but one suggestion I have is to keep some cash on you so that
>> you won't be completely without money if your mom goes through with
>> taking your card. Also, make sure that you have your card number
>> written down in a safe place, such as on a note taker or in Braille on
>> paper, so that if you need to make an online purchase, you can without
>> her permission. The suggestions that others have given about checking
>> your account balance regularly are good as well. If you can, change
>> your password for your online account, and think about maybe opening
>> up an account that she doesn't have to co-sign for. Once you're an
>> adult, I don't think it's ever acceptable for someone else to have
>> even a little control over your money. You might make mistakes, or
>> make foolish purchases, but that's all part of living and learning.
>> Just yesterday,I was ordering some stuff from a website. My internet
>> decided to take that oppurtunity to temporarily lose signal, so the
>> order ended up going through twice. By the time I realized what had
>> happened, it was too late. The company said they couldn't cancel
>> orders that have already been processed. So I'm going to get a lecture
>> from my parents for ordering too much stuff, not to mention the fact
>> I'll be getting two of the same thing, which mind you wasn't cheap
>> either, but I just have to suck it up and deal. That's just one
>> mistake I can think of that I've made with regards to money.
>> Thankfully, I haven't ever overdrawn my account, but I do know it
>> happens to everyone at least once, and it's not the end of the world.
>> It's not even like you get bad credit from that.
>> I know I probably shouldn't be advocating sneaking around, but
>> sometimes, when parents are extremely rigid and refuse to give up even
>> a little control, you have to push back. It may be disrespectful, but
>> at the end of the day, you're an adult. Being docile and bending to
>> your parents' every wish never gets you anywhere. As someone who has
>> done that more than I really care to admit, I can only give you the
>> advice I wish I had heeded myself.
>>
>> On 10/13/12, Koby Cox<kobycox at gmail.com>  wrote:
>>> Hello all,
>>> This past week my mom went on-line and looked at my bank account and saw
>>> that I was overdrawen. A doctors office takes out $110 every month to
>>> cover a procedure that I had done the amount that they take out Is what
>>> I'm responseible for paying because insurance didn't cover the rest of
>>> it. I'm fine with that however, My mom said that she was going to take
>>> my bank card away from me until next month and then we'll see If I get
>>> It back. She also informed me that I can't spend more than $100 unless I
>>> talk to her first. She said that If I don't like her rules then I can
>>> pack my stuff and get out. What do you all think about all of this?
>>> Right back soon,
>>> Koby.
>>> _______________________________________________
>>> nabs-l mailing list
>>> nabs-l at nfbnet.org
>>> http://nfbnet.org/mailman/listinfo/nabs-l_nfbnet.org
>>> To unsubscribe, change your list options or get your account info for
>>> nabs-l:
>>> http://nfbnet.org/mailman/options/nabs-l_nfbnet.org/turtlepower17%40gmail.com
>>>
>> _______________________________________________
>> nabs-l mailing list
>> nabs-l at nfbnet.org
>> http://nfbnet.org/mailman/listinfo/nabs-l_nfbnet.org
>> To unsubscribe, change your list options or get your account info for
>> nabs-l:
>> http://nfbnet.org/mailman/options/nabs-l_nfbnet.org/arielle71%40gmail.com
>>
> _______________________________________________
> nabs-l mailing list
> nabs-l at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nabs-l_nfbnet.org
> To unsubscribe, change your list options or get your account info for nabs-l:
> http://nfbnet.org/mailman/options/nabs-l_nfbnet.org/gera1027%40gmail.com