[nabs-l] Paycheck question

[Cindy]

I am lucky to work for the state, and I can check online to see how much I've earned and how much was taken out for taxes, medicare, etc. Usually, even if you sign up for direct deposit, you will have to get a paper check for the first paycheck. Also, if you don't have a checkbook, you will need your bank's routing number and your account number to sign up for direct deposit. You can get your routing number by calling or visiting a bank, and you can access your account number by accessing your account online or on the phone. It's always a good idea to note those numbers somewhere. You never know when you'll need to call your bank and provide identifying information before you receive help with your account.

Cindy Bennett
Legislative Coordinator: National Federation of the Blind of Washington
Secretary: National Association of Blind Students

B.A. Psychology: UNC Wilmington
clb5590 at gmail.com
Sent from my iPhone

On Feb 27, 2013, at 4:49 PM, "Ashley Bramlett" <bookwormahb at earthlink.net> wrote:

> Alexa,
> I suggest using someone sighted you trust. I'd first calculate my paycheck amount by multiplying number of hours times the wage. For instance, 15 hours times 8 dollars an hour.
> So 15 times 8.
> This equals 120. So this is 120 dollars without taxes taken out. If you are good at math, compute the taxes too. To do this, find out the percent of tax rate and multiply that by your full pay amount.
> For instance lets say 20 percent was taxed. That is .2 as a decimal. So the equation is .2 times 120.
> That equals 24. Then subtract the taxes amount from the total pay.
> 
> This gives you an idea of what your  check should be. Then you will get your check in the mail or hr will hand it to you. BTW, I've had both happen in summer jobs. If mailed, ask someone at home. As a college student, hopefully you have good relationships with family. Ask them to be a reader for you. If its handed to you at work, it should be in a sealed envelope.
> Ask the hr representative to tell you the amount. But, sometimes, employers do automatic deposit. in that case, check your balance via phone. You will get a list of deposits there.
> 
> If you work the same amount of hours weekly, you should be able to easily calculate your monthly income before your checks arrive; I do this for planning purposes when I've worked.
> Simply take your weekly salary and times by four, since four weeks per month.
> If you don't work the same amount, you can still add it up, but you will need to add it week by week. You can do this in excel or via a calculator.
> 
> Ashley
> 
> -----Original Message----- From: Alexa Schwichow
> Sent: Wednesday, February 27, 2013 6:56 PM
> To: NABS Mailing List
> Subject: [nabs-l] Paycheck question
> 
> Hello everyone,
>   I am starting college in August, and I am planning on having a job. For any of you who had jobs during college, how did you know what your paycheck was? Did someone read it to you? Please help if you can.
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