[nabs-l] Using a credit/debit card

Fri Nov 7 21:42:27 UTC 2014

I can say from personal experience that using a signature guide on a
touch screen is fine.
Good point about the location of the swiping mechanism though.
Also, labeling your cards is another option, so that you know, for
instance, that the letter W for Welsfargo always faces away from you
when you swipe, that kinda thing.
I find that very useful on my cards as well.

On 11/7/14, Cindy Bennett via nabs-l <nabs-l at nfbnet.org> wrote:
> Hi,
>
> I think the suggestions thus far have been great. If the card just has
> a magnetic strip, you can even cut one of the two corners that does
> not have a strip. This is not good to do on cards such as bus passes
> or student ID's if you don't swipe them but wave them in front of a
> sensor.
>
> I would say that credit card machines tend to be oriented in 2
> fashions. Either the slot is on the right or the top. I always slide
> my card from top to bottom or from left to right depending on where
> the slot is. I always orient the card so the magnetic strip is sliding
> through the slot itself, and I face the card so the magnetic strip is
> sliding against the part of the machine that is bigger. For example,
> if the slot is along the right side, you would want the strip facing
> toward and sliding against the left edge of the slot since the bulk of
> the machine is to the left of the slot. If the slot is on top, face
> the strip toward you as you slide it. Sometimes, the slot is on the
> right side, but it is oriented so you lay your card down on the
> machine and slide it down. This means that the magnetic strip would be
> facing down. It would be similar to laying your card flat on a table
> and sliding it down the table.
>
> I do get irritated at businesses that require a touch signature. I
> find it difficult to know where the field is and often just sign my
> initials or an X. If you carry a signature guide with you, you could
> ask the cashier to place the guide accordingly. I have always wondered
> however if the presence of a guide would activate other touch buttons
> on a touch pad.
>
> I have noticed that the touch ok button is often on the lower right
> corner of the screen.
>
> I've come to learn which businesses have which minimums. It is
> interesting that you can slide as debit or credit and the transaction
> shows up similarly, so I go with the path of least resistance if I
> know. For example, I know that Rite Aid does not require a signature
> unless over $25, so if my transaction is $25 or less, I will slide as
> credit. If it is more, I will enter my pin as their pin pad is
> tactile.
>
>
> I'm sure excited about Apple Pay though. Start asking around for it!
> There are a couple of apps sponsored by various banks that give
> location-based information about what businesses support soft card aka
> ApplePay or Gogle Wallet forms of payment.
>
> Cindy
>
> On 11/7/14, Jorge Paez via nabs-l <nabs-l at nfbnet.org> wrote:
>> Darian:
>> On machines that have the tactile keypad the ok button always has a
>> circle on it and is usually in the lower right corner of the machine.
>>
>>
>>
>>
>> On 11/7/14, Darian Smith via nabs-l <nabs-l at nfbnet.org> wrote:
>>> Hi Kaley,
>>>
>>>  Point of Sale machines are notorious for their inaccessibility     ty.
>>>   Most times I find it fairly simple to find the card reader slot as it
>>> tends to either be on the right side of machines  in such places as
>>> supermarkets.  I tend to be able to  tactually identify a  groove where
>>> the
>>> card would go.   however  finding   the "ok" button has been pretty
>>> difficult to do without sighted assistance  in  my view.
>>>   For obvious reasons the clerk is very willing to help you find what
>>> you
>>> need to find, though it would be  much   more ideal to be able to go
>>> about
>>> the process   independently  as  others in the store can.
>>>  Hope this helps,
>>>   Darian
>>>> On Nov 7, 2014, at 11:30 AM, kcj21 via nabs-l <nabs-l at nfbnet.org>
>>>> wrote:
>>>>
>>>> Hi all,
>>>>            Generally, I pay with cash, but it is difficult when I have
>>>> to
>>>> use my credit or debit card. I find that the machines aren't uniform
>>>> and
>>>> I
>>>> can't always tell where I am suposed to swipe or where to press "ok".
>>>> Do
>>>> you guys have any tricks for using debit/credit cards.
>>>>
>>>> Best,
>>>> Kaley
>>>> _______________________________________________
>>>> nabs-l mailing list
>>>> nabs-l at nfbnet.org
>>>> http://nfbnet.org/mailman/listinfo/nabs-l_nfbnet.org
>>>> To unsubscribe, change your list options or get your account info for
>>>> nabs-l:
>>>> http://nfbnet.org/mailman/options/nabs-l_nfbnet.org/dsmithnfb%40gmail.com
>>>
>>>
>>> _______________________________________________
>>> nabs-l mailing list
>>> nabs-l at nfbnet.org
>>> http://nfbnet.org/mailman/listinfo/nabs-l_nfbnet.org
>>> To unsubscribe, change your list options or get your account info for
>>> nabs-l:
>>> http://nfbnet.org/mailman/options/nabs-l_nfbnet.org/jorgeapaez1994%40gmail.com
>>>
>>
>>
>> --
>> Jorge A. Paez
>>
>> LinkedIn: http://www.linkedin.com/in/jorgeapaez11994
>>
>> _______________________________________________
>> nabs-l mailing list
>> nabs-l at nfbnet.org
>> http://nfbnet.org/mailman/listinfo/nabs-l_nfbnet.org
>> To unsubscribe, change your list options or get your account info for
>> nabs-l:
>> http://nfbnet.org/mailman/options/nabs-l_nfbnet.org/clb5590%40gmail.com
>>
>
>
> --
> Cindy Bennett
> 1st Year Ph.D. Student, University of Washington
> Human Centered Design and Engineering
>
> Treasurer of the Greater Seattle Chapter and of the National
> Federation of the Blind of Washington
> Affiliates of the National Federation of the Blind
>
> clb5590 at gmail.com
>
> _______________________________________________
> nabs-l mailing list
> nabs-l at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nabs-l_nfbnet.org
> To unsubscribe, change your list options or get your account info for
> nabs-l:
> http://nfbnet.org/mailman/options/nabs-l_nfbnet.org/jorgeapaez1994%40gmail.com
>

-- 
Jorge A. Paez

LinkedIn: http://www.linkedin.com/in/jorgeapaez11994