[nabs-l] Using a credit/debit card

Sat Nov 8 18:01:19 UTC 2014

Hi,
I have a question: when getting a new debit or credit card, is it possible 
for the company who makes the cards to put them in braille if requested by 
the blind user so they could read them?
I hope to hear from you soon.
Sincerely,
John Sanders

-----Original Message----- 
From: Jorge Paez via nabs-l
Sent: Friday, November 07, 2014 4:42 PM
To: Cindy Bennett ; National Association of Blind Students mailing list
Subject: Re: [nabs-l] Using a credit/debit card

I can say from personal experience that using a signature guide on a
touch screen is fine.
Good point about the location of the swiping mechanism though.
Also, labeling your cards is another option, so that you know, for
instance, that the letter W for Welsfargo always faces away from you
when you swipe, that kinda thing.
I find that very useful on my cards as well.

On 11/7/14, Cindy Bennett via nabs-l <nabs-l at nfbnet.org> wrote:
> Hi,
>
> I think the suggestions thus far have been great. If the card just has
> a magnetic strip, you can even cut one of the two corners that does
> not have a strip. This is not good to do on cards such as bus passes
> or student ID's if you don't swipe them but wave them in front of a
> sensor.
>
> I would say that credit card machines tend to be oriented in 2
> fashions. Either the slot is on the right or the top. I always slide
> my card from top to bottom or from left to right depending on where
> the slot is. I always orient the card so the magnetic strip is sliding
> through the slot itself, and I face the card so the magnetic strip is
> sliding against the part of the machine that is bigger. For example,
> if the slot is along the right side, you would want the strip facing
> toward and sliding against the left edge of the slot since the bulk of
> the machine is to the left of the slot. If the slot is on top, face
> the strip toward you as you slide it. Sometimes, the slot is on the
> right side, but it is oriented so you lay your card down on the
> machine and slide it down. This means that the magnetic strip would be
> facing down. It would be similar to laying your card flat on a table
> and sliding it down the table.
>
> I do get irritated at businesses that require a touch signature. I
> find it difficult to know where the field is and often just sign my
> initials or an X. If you carry a signature guide with you, you could
> ask the cashier to place the guide accordingly. I have always wondered
> however if the presence of a guide would activate other touch buttons
> on a touch pad.
>
> I have noticed that the touch ok button is often on the lower right
> corner of the screen.
>
> I've come to learn which businesses have which minimums. It is
> interesting that you can slide as debit or credit and the transaction
> shows up similarly, so I go with the path of least resistance if I
> know. For example, I know that Rite Aid does not require a signature
> unless over $25, so if my transaction is $25 or less, I will slide as
> credit. If it is more, I will enter my pin as their pin pad is
> tactile.
>
>
> I'm sure excited about Apple Pay though. Start asking around for it!
> There are a couple of apps sponsored by various banks that give
> location-based information about what businesses support soft card aka
> ApplePay or Gogle Wallet forms of payment.
>
> Cindy
>
> On 11/7/14, Jorge Paez via nabs-l <nabs-l at nfbnet.org> wrote:
>> Darian:
>> On machines that have the tactile keypad the ok button always has a
>> circle on it and is usually in the lower right corner of the machine.
>>
>>
>>
>>
>> On 11/7/14, Darian Smith via nabs-l <nabs-l at nfbnet.org> wrote:
>>> Hi Kaley,
>>>
>>>  Point of Sale machines are notorious for their inaccessibility     ty.
>>>   Most times I find it fairly simple to find the card reader slot as it
>>> tends to either be on the right side of machines  in such places as
>>> supermarkets.  I tend to be able to  tactually identify a  groove where
>>> the
>>> card would go.   however  finding   the "ok" button has been pretty
>>> difficult to do without sighted assistance  in  my view.
>>>   For obvious reasons the clerk is very willing to help you find what
>>> you
>>> need to find, though it would be  much   more ideal to be able to go
>>> about
>>> the process   independently  as  others in the store can.
>>>  Hope this helps,
>>>   Darian
>>>> On Nov 7, 2014, at 11:30 AM, kcj21 via nabs-l <nabs-l at nfbnet.org>
>>>> wrote:
>>>>
>>>> Hi all,
>>>>            Generally, I pay with cash, but it is difficult when I have
>>>> to
>>>> use my credit or debit card. I find that the machines aren't uniform
>>>> and
>>>> I
>>>> can't always tell where I am suposed to swipe or where to press "ok".
>>>> Do
>>>> you guys have any tricks for using debit/credit cards.
>>>>
>>>> Best,
>>>> Kaley
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>>>
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>>
>>
>> --
>> Jorge A. Paez
>>
>> LinkedIn: http://www.linkedin.com/in/jorgeapaez11994
>>
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>
>
> --
> Cindy Bennett
> 1st Year Ph.D. Student, University of Washington
> Human Centered Design and Engineering
>
> Treasurer of the Greater Seattle Chapter and of the National
> Federation of the Blind of Washington
> Affiliates of the National Federation of the Blind
>
> clb5590 at gmail.com
>
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-- 
Jorge A. Paez

LinkedIn: http://www.linkedin.com/in/jorgeapaez11994

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