[nabs-l] Using a credit/debit card

Sat Nov 8 19:16:09 UTC 2014

Good morning, John,

My roommate banks at Wells Fargo and receives his card in braille, 
while I bank with BofA and do not receive my own debet card in braille.
Car01 AM 11/8/2014, starmy22--- via nabs-l wrote:
>Hi,
>I have a question: when getting a new debit or credit card, is it 
>possible for the company who makes the cards to put them in braille 
>if requested by the blind user so they could read them?
>I hope to hear from you soon.
>Sincerely,
>John Sanders
>
>
>-----Original Message----- From: Jorge Paez via nabs-l
>Sent: Friday, November 07, 2014 4:42 PM
>To: Cindy Bennett ; National Association of Blind Students mailing list
>Subject: Re: [nabs-l] Using a credit/debit card
>
>I can say from personal experience that using a signature guide on a
>touch screen is fine.
>Good point about the location of the swiping mechanism though.
>Also, labeling your cards is another option, so that you know, for
>instance, that the letter W for Welsfargo always faces away from you
>when you swipe, that kinda thing.
>I find that very useful on my cards as well.
>
>
>
>On 11/7/14, Cindy Bennett via nabs-l <nabs-l at nfbnet.org> wrote:
>>Hi,
>>
>>I think the suggestions thus far have been great. If the card just has
>>a magnetic strip, you can even cut one of the two corners that does
>>not have a strip. This is not good to do on cards such as bus passes
>>or student ID's if you don't swipe them but wave them in front of a
>>sensor.
>>
>>I would say that credit card machines tend to be oriented in 2
>>fashions. Either the slot is on the right or the top. I always slide
>>my card from top to bottom or from left to right depending on where
>>the slot is. I always orient the card so the magnetic strip is sliding
>>through the slot itself, and I face the card so the magnetic strip is
>>sliding against the part of the machine that is bigger. For example,
>>if the slot is along the right side, you would want the strip facing
>>toward and sliding against the left edge of the slot since the bulk of
>>the machine is to the left of the slot. If the slot is on top, face
>>the strip toward you as you slide it. Sometimes, the slot is on the
>>right side, but it is oriented so you lay your card down on the
>>machine and slide it down. This means that the magnetic strip would be
>>facing down. It would be similar to laying your card flat on a table
>>and sliding it down the table.
>>
>>I do get irritated at businesses that require a touch signature. I
>>find it difficult to know where the field is and often just sign my
>>initials or an X. If you carry a signature guide with you, you could
>>ask the cashier to place the guide accordingly. I have always wondered
>>however if the presence of a guide would activate other touch buttons
>>on a touch pad.
>>
>>I have noticed that the touch ok button is often on the lower right
>>corner of the screen.
>>
>>I've come to learn which businesses have which minimums. It is
>>interesting that you can slide as debit or credit and the transaction
>>shows up similarly, so I go with the path of least resistance if I
>>know. For example, I know that Rite Aid does not require a signature
>>unless over $25, so if my transaction is $25 or less, I will slide as
>>credit. If it is more, I will enter my pin as their pin pad is
>>tactile.
>>
>>
>>I'm sure excited about Apple Pay though. Start asking around for it!
>>There are a couple of apps sponsored by various banks that give
>>location-based information about what businesses support soft card aka
>>ApplePay or Gogle Wallet forms of payment.
>>
>>Cindy
>>
>>On 11/7/14, Jorge Paez via nabs-l <nabs-l at nfbnet.org> wrote:
>>>Darian:
>>>On machines that have the tactile keypad the ok button always has a
>>>circle on it and is usually in the lower right corner of the machine.
>>>
>>>
>>>
>>>
>>>On 11/7/14, Darian Smith via nabs-l <nabs-l at nfbnet.org> wrote:
>>>>Hi Kaley,
>>>>
>>>>  Point of Sale machines are notorious for their inaccessibility     ty.
>>>>   Most times I find it fairly simple to find the card reader slot as it
>>>>tends to either be on the right side of machines  in such places as
>>>>supermarkets.  I tend to be able to  tactually identify a  groove where
>>>>the
>>>>card would go.   however  finding   the "ok" button has been pretty
>>>>difficult to do without sighted assistance  in  my view.
>>>>   For obvious reasons the clerk is very willing to help you find what
>>>>you
>>>>need to find, though it would be  much   more ideal to be able to go
>>>>about
>>>>the process   independently  as  others in the store can.
>>>>  Hope this helps,
>>>>   Darian
>>>>>On Nov 7, 2014, at 11:30 AM, kcj21 via nabs-l <nabs-l at nfbnet.org>
>>>>>wrote:
>>>>>
>>>>>Hi all,
>>>>>            Generally, I pay with cash, but it is difficult when I have
>>>>>to
>>>>>use my credit or debit card. I find that the machines aren't uniform
>>>>>and
>>>>>I
>>>>>can't always tell where I am suposed to swipe or where to press "ok".
>>>>>Do
>>>>>you guys have any tricks for using debit/credit cards.
>>>>>
>>>>>Best,
>>>>>Kaley
>>>>>_______________________________________________
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>>>>
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>>>
>>>
>>>--
>>>Jorge A. Paez
>>>
>>>LinkedIn: http://www.linkedin.com/in/jorgeapaez11994
>>>
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>>
>>
>>--
>>Cindy Bennett
>>1st Year Ph.D. Student, University of Washington
>>Human Centered Design and Engineering
>>
>>Treasurer of the Greater Seattle Chapter and of the National
>>Federation of the Blind of Washington
>>Affiliates of the National Federation of the Blind
>>
>>clb5590 at gmail.com
>>
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>
>
>--
>Jorge A. Paez
>
>LinkedIn: http://www.linkedin.com/in/jorgeapaez11994
>
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