[nagdu] pet insurances

[Cindy Ray]

I actually thought that the hospital was not under obligation to treat you unless they were connected with a government such as a county hospital. In any case, I didn't even realize any of that once when I fell backwards down my stairs.

CL

On Sep 3, 2011, at 10:14 AM, Julie J. wrote:

> In the U.S. a hospital emergency room must treat you.  So if a person was attacked by a dog and went to the ER for treatment, he/she would be taken care of regardless of insurance.  then the hospital will take the next I don't know how long, to try to get the money from the person.  There is government assistance for qualifying low income individuals for health care.  Also there are many charities that would probably help too.
> 
> Now as to the owner of the attacking dog...that is harder to know.  It would first depend on whether or not the police were involved and whether or not a citation was issued.   If so this would lead to a criminal case against the person.  They would have to appear in court and could be made to pay restitution. They might also have to pay a fine, serve jail time, be on probation or complete community service hours.  Generally speaking dog attack cases are given fairly light consequences.
> 
> The injured person could later take the attacking dog owner to civil court to try to reclaim health care expenses and perhaps lost wages and compensation for trauma.  Court cases of this nature tend to drag out for a long time.  If the person who was attacked was successful in court he/she would be awarded some amount of money by the judge.  Regardless of whether or not the attacking dog owner has the money they are required to pay it.   Now actually getting the money is another long ordeal.
> 
> It's quite complicated with absolutely no guarantees along the way.
> 
> HTH
> Julie
> 
> 
> On 9/3/2011 9:48 AM, Tatyana wrote:
>> Hi,
>> What would  happen if the pit bull  attacked a human, and he or she needs
>> urgent care or surgery and she or he does not have a medical insurance. And the pit bull's owner, who is supposed  to be responsible  for an expanse does not  have immediate money too.
>> 
>>> Hi, Cheryl,
>>> Although there are Pet Insurance plans for dogs, there are times when it's
>>> not even worth it, especially when the dog has a pre-existing illness
>>> which Odie already has since it's respiratory related.
>>> Although there may not be plans in each state probably, a person could
>>> still use a ATM bank card to have the insurance money come out of the
>>> count such as $35.00 on a monthly basis.
>>> I know that when I've gone to my search engine, I did research on pet
>>> insurances and depending on which one would suit your needs, some do offer
>>> a discount for guide dog users.
>>> One question I asked one time when speaking to a pet insurance company was
>>> if they'd cover the cost for a pet ambulance if one exist in a state that
>>> a guide dog handler lives in.
>>> Their answer was, "What is a pet ambulance?"
>>> Sad thing is not too many states will have a pet ambulance service at all
>>> and then the handler is stuck with having to utilize a taxi cab company to
>>> transport the dog to an emergency vet.
>>> User is then stuck with having to pay for the transportation part because
>>> pet insurance won't even pay nor cover it.
>>> Only states that I know of so far who do have a pet ambulance program is
>>> in Phoenix, Arizona and Philadelphia, Pennsylvania.
>>> Here in Colorado, we used to have it, but that wend down under and out of
>>> business.
>>> I actually experienced a rough task one time of having to rush Odie to
>>> University Hills Animal Hospital during February, 2006.
>>> I had no one to help me on hand to get him there immediately as he was
>>> really ill and vomiting continuously.
>>> We ended up taking public transportation to get to the vet.
>>> Misfortune struck on the way there when he threw up on the floor of the
>>> bus while riding the former route89X to get me over to the Southmore
>>> Transfer Station during that time upon making another connection that
>>> would get me close enough to the vet.
>>> It was an embarrassing experience of Odie vomiting on the bus.
>>> Luckily, some passengers were very kind and offered to help me clean up
>>> the mess as I had a roll of paper towels on me.
>>> Bus driver told us just to cover it up and leave it as he'd already called
>>> into dispatch for a bus trade.
>>> When Odie and I borded on to the bus, I was considerate enough to warn the
>>> driver that my boy wasn't feeling good.
>>> Driver and passengers all took it with stride.
>>> I not only felt bad, but also felt as if I ruined everyone's appetites for
>>> the evening along with their day.
>>> Bus driver nor passengers weren't upset and felt glad that they could try
>>> to help out.
>>> Odie also felt embarrased and sad for making a mess.
>>> The next time he ended up having to go to the vet when he felt ill again,
>>> I was able to get someone to help me get him down there.
>>> My hopes are that as long as I continue to be a dog user, I'd rather not
>>> have to go through what I did when it came to doing public transportation.
>>> Bibi and Odie
>>> the happy spirited bounty labra wolf
>>> 
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>> 
>> 
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> 
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