[nagdu] Fwd: Dog health insurance

[Mark J. Cadigan]

Vivianna,

The problem with an interest baring savings account for veterinarian 
expenses is that if someone is on SSI the money in the savings account would 
count against the asset cap.



The other problem is the temptation to dip into that money for other 
emergency expenses. For instance if it's January and the furnace dies or the 
transmission in the family car goes dead you have to have the discipline to 
not touch the "dog fund." The benefit of a low deductible high cap pet 
health insurance is that it eliminates both of the above problems.



HTH

Mark



----- Original Message ----- 
From: "Vivianna via nagdu" <nagdu at nfbnet.org>
To: "NAGDU Mailing List,the National Association of Guide Dog Users" 
<nagdu at nfbnet.org>
Sent: Tuesday, July 08, 2014 8:09 AM
Subject: [nagdu] Fwd: Dog health insurance


>> hi there.i was thinking of insurance for my dog as well.  i did some 
>> reading on the internet and found that folks recommended that, rather 
>> than spend $45 or so a month on insurance, if you put that amount in an 
>> interest-bearing savings account of some kind, you would have plenty of 
>> money to cover any amount that any insurance plan would cover.
>> i tend to agree as, they all have deductables and co-payments.
>> JMHO.
>>
>> Vivianna
>>
>> On Jul 8, 2014, at 6:53 AM, Tracy Carcione via nagdu <nagdu at nfbnet.org> 
>> wrote:
>>
>>> I have been thinking about dog health insurance, too.  I think the vet I 
>>> use only takes a couple kinds, so that is an important consideration. 
>>> If you intend to stick with your current vet, you could ask what 
>>> insurance they accept,
>>> and go from there.
>>> Tracy
>>>
>>> ----- Original Message ----- From: "Janice Toothman via nagdu" 
>>> <nagdu at nfbnet.org>
>>> To: "NAGDU Mailing List, the National Association of Guide Dog Users" 
>>> <nagdu at nfbnet.org>
>>> Sent: Monday, July 07, 2014 7:46 PM
>>> Subject: [nagdu] Dog health insurance
>>>
>>>
>>>> Hi Everyone,
>>>> When I receive my second guide dog, I am considering health insurance. 
>>>> I know how much Destiny's medical conditions cost.  Does anyone know of 
>>>> any dog health insurance or use it?  Do you have thought on why you 
>>>> might or might not use health insurance?  Lastly, Does anyone know if 
>>>> it covers dental cleaning?  Thanks
>>>>
>>>> Janice
>>>>
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