[NAGDU] Pet insurance
Janice Toothman
janice.toothman at verizon.net
Sat Nov 12 01:14:45 UTC 2016
Peter,
I was considering the ASPCA because your can vary the monthly premium
depending on the deductible and other items you chose compared to
Trueperium (Spelling). I haven't made a decision yet. Can you share
what pet insurance you chose?Q
janice
janice.toothman at verizon.net
On 11/11/2016 5:58 PM, Peter Wolf via NAGDU wrote:
> Pet insurance saved us. Metukah, on her own, can be impulsive, and klutzy. At six months, in the backyard, she left her foot beneath a large rock while running and kept going, severing both bones in her left foreleg. That was $8,000. Or was it 10... Six months later, in the front yard running back to the house, she rounded a corner, and tripped herself on the edge of the path, breaking the other leg!
>
> In both cases, she had to have surgery with plates and screws. Then a couple of years later, after a screw began to protrude and we thought she might be diminished by it in overall mood, we did another surgery, to remove the plate from the second leg. She suddenly became a really happy girl. Thank God we insured when we did, or we’d have been in 20k or more by now. It is very worth it. As I put it, we have seven insured legs in our family!
>
> Get insurance!
>
>
>
>
> On Nov 8, 2016, at 4:00 AM, nagdu-request at nfbnet.org wrote:
>
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>> Today's Topics:
>>
>> 1. Re: A rant sort of (Tracy Carcione)
>> 2. Health Insurance (Elise Berkley)
>> 3. Re: Health Insurance (Gary Steeves)
>> 4. Re: Health Insurance (Aleeha Dudley)
>> 5. Re: Health Insurance (Tracy Carcione)
>> 6. Re: Health Insurance (Becky Frankeberger)
>> 7. Re: A rant sort of (d m gina)
>>
>>
>> ----------------------------------------------------------------------
>>
>> Message: 1
>> Date: Mon, 7 Nov 2016 08:43:40 -0500
>> From: "Tracy Carcione" <carcione at access.net>
>> To: "'NAGDU Mailing List, the National Association of Guide Dog
>> Users'" <nagdu at nfbnet.org>
>> Subject: Re: [NAGDU] A rant sort of
>> Message-ID: <002a01d238fc$f342c8c0$d9c85a40$@access.net>
>> Content-Type: text/plain; charset="us-ascii"
>>
>> Hi Marianne.
>> If your health is good, and you can get out on your own, I encourage you to
>> do it. I have sometimes gotten into the habbit of travelling with a family
>> member most of the time. I found myself getting a bit anxious when I had to
>> go somewhere on my own. But I gathered my nerve and did it, and
>> rediscovered that marvelous sense of freedom I feel when it's just me and my
>> dog. I had to get out of what had become comfortable, but it was well worth
>> it.
>> Many years ago now, I read an article in the Monitor called The Habbit of
>> Independence. The author talked about how she'd been used to going anywhere
>> she wanted by herself, then her family moved somewhere where she always
>> needed a ride to get out. She got in the habbit of not going out alone,
>> because she didn't have much choice. Then, when they moved back to a more
>> walkable area, she had to make a strong, conscious effort to go back to
>> getting out on her own. She'd lost the habbit of independence, and she had
>> to work to get it back again. The article made a big impression on me.
>> It's pretty easy to break the habbit, but getting it back is worth the
>> trouble. And, for me, it's very satisfying, working with my dog, just us
>> two, with no one rushing me, or criticizing one of us, and figuring things
>> out between us, going where I want to go, when I want to go. It never gets
>> old.
>> Tracy
>>
>>
>> -----Original Message-----
>> From: NAGDU [mailto:nagdu-bounces at nfbnet.org] On Behalf Of Marianne Denning
>> via NAGDU
>> Sent: Sunday, November 06, 2016 1:23 PM
>> To: NAGDU Mailing List, the National Association of Guide Dog Users
>> Cc: Marianne Denning
>> Subject: Re: [NAGDU] A rant sort of
>>
>> Cindy, I know you will make the decision that is right for you. I know what
>> you mean. I don't use my current dog that much but I am so much more
>> confident with a dog than with a cane. My health is good but since I work
>> from home and travel with a family member most of the time life has
>> definitely changed since I trained with my last dog. Emma is still an
>> excellent working dog but I don't know what my decision will be when it
>> comes time to retire her.
>>
>> On Sat, Nov 5, 2016 at 9:03 PM, Cindy ray via NAGDU <nagdu at nfbnet.org>
>> wrote:
>>
>>> I just don't kno. what to think, and I am not really asking for
>>> advice, but I have to talk about it. People have been getting dogs
>>> lately. One of them I never expected to do so. One went to The Seeing
>>> Eye where I always go. A friend of mine said she thinks I am more
>>> confident with a dog. seems like that to me, too a little bit. I
>>> was thinking about it yesterday and went to the Seeing Eye's website.
>>> I almost filled out an application. I didn't though. My daughter is
>>> opposed. It would make it harder to go than it already is. Would I
>>> walk enough with it? Feels as if my stamina is improving, and I know
>>> people get dogs who have problems similar to mine. I alw committed to
>>> walking new dogs, so that would be good. I would need to scramble to
>>> find a home for one of my pets. Fisher is spoken for if I did this.
>>> The Cockerpoo would have to stay. Maybe some of this is coming right
>>> after the first anniversary of my retiring Fisher. I'll just have to talk
>> with Bob about it. En of rant.
>>> Cindy Lou Ray
>>>
>>>
>>> Cindy Lou Ray
>>> Sent from my iPhone
>>> _______________________________________________
>>> NAGDU mailing list
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>>> marianne%40denningweb.com
>>>
>>
>>
>> --
>> Marianne Denning, TVI, MA
>> Teacher of students who are blind or visually impaired
>> (513) 607-6053
>> _______________________________________________
>> NAGDU mailing list
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>>
>>
>>
>>
>> ------------------------------
>>
>> Message: 2
>> Date: Mon, 7 Nov 2016 17:17:18 +0000
>> From: Elise Berkley <bravaegf at hotmail.com>
>> To: National Association for Guide Dog Users <nagdu at nfbnet.org>
>> Subject: [NAGDU] Health Insurance
>> Message-ID:
>> <SN1PR20MB05757900571258AF404BDDE0CDA70 at SN1PR20MB0575.namprd20.prod.outlook.com>
>>
>> Content-Type: text/plain; charset="iso-8859-1"
>>
>> Hello, everyone.
>>
>> I apologize. It has been so long since I have posted to the list. Becky and I have been very busy making really good grades in school. I have a question about health insurance for Becky. Does anyone know about insurance for her? She is still doing great, but in case of any thing, I want to be ready. She takes such good care of me everyday, and I want to do everything for her. We have a vet finance allowance from the school, which is very reliable. But, I would like a little extra. Thank you for any suggestions.
>>
>> Elise and Becky, Long Beach, Ca.
>>
>>
>> ------------------------------
>>
>> Message: 3
>> Date: Mon, 07 Nov 2016 10:07:09 -0800
>> From: Gary Steeves <rainshadowmusic at shaw.ca>
>> To: "NAGDU Mailing List, the National Association of Guide Dog Users"
>> <nagdu at nfbnet.org>, Elise Berkley via NAGDU <nagdu at nfbnet.org>,
>> National Association for Guide Dog Users <nagdu at nfbnet.org>
>> Cc: Elise Berkley <bravaegf at hotmail.com>
>> Subject: Re: [NAGDU] Health Insurance
>> Message-ID: <3CBF6E45-1A7F-4C5E-B908-6E5EC900AF4E at shaw.ca>
>> Content-Type: text/plain; charset=UTF-8
>>
>> hi:
>>
>> when i got bogart i was thinking of geting pet insurance. i decided to put away $80 a month (well just save it and note that i have saved money for bogart) In our case thi shas been a good decisiono. bogart has just turned 8. even including a major episode that hapened to him 2 weeks after getting home i've only spent in extra costs about $500 in 6 years. if i had ben paying $80/month (my quote for bogart) i would have paid about $5700. i'm assuming if there was anything really serious that I could approach my school for some assistance. to be realistic bogart is probably going to have to have his teeth cleaned in the next few months which will cost probably close to $1000 once we include blood work before dental work.
>>
>> just some food for thought.
>>
>> gary
>> and bogart who won't let anyone brush his teeth. :)
>>
>> On November 7, 2016 9:17:18 AM PST, Elise Berkley via NAGDU <nagdu at nfbnet.org> wrote:
>>> Hello, everyone.
>>>
>>> I apologize. It has been so long since I have posted to the list. Becky
>>> and I have been very busy making really good grades in school. I have a
>>> question about health insurance for Becky. Does anyone know about
>>> insurance for her? She is still doing great, but in case of any thing,
>>> I want to be ready. She takes such good care of me everyday, and I want
>>> to do everything for her. We have a vet finance allowance from the
>>> school, which is very reliable. But, I would like a little extra. Thank
>>> you for any suggestions.
>>>
>>> Elise and Becky, Long Beach, Ca.
>>> _______________________________________________
>>> NAGDU mailing list
>>> NAGDU at nfbnet.org
>>> http://nfbnet.org/mailman/listinfo/nagdu_nfbnet.org
>>> To unsubscribe, change your list options or get your account info for
>>> NAGDU:
>>> http://nfbnet.org/mailman/options/nagdu_nfbnet.org/rainshadowmusic%40shaw.ca
>> --
>> Sent from my Android device with K-9 Mail. Please excuse my brevity.
>>
>> ------------------------------
>>
>> Message: 4
>> Date: Mon, 7 Nov 2016 12:11:39 -0600
>> From: Aleeha Dudley <blindcowgirl1993 at gmail.com>
>> To: "NAGDU Mailing List, the National Association of Guide Dog Users"
>> <nagdu at nfbnet.org>
>> Cc: Gary Steeves <rainshadowmusic at shaw.ca>, Elise Berkley
>> <bravaegf at hotmail.com>
>> Subject: Re: [NAGDU] Health Insurance
>> Message-ID: <8727EE0E-55E3-447D-B332-182450E2E485 at gmail.com>
>> Content-Type: text/plain; charset=utf-8
>>
>> Hi,
>> I would just put money aside. The pet insurance plans are not complete coverage plans, will have deductibles, and will also only pay usually about 90 percent of the cost after the deductible. It?s better to just put some money aside, if you can. If you are on SSI, though, you may not be permitted to do that and may have to go about it some other way.
>> HTH,
>> Aleeha and Whitley, who is healthy as a horse
>>
>>> On Nov 7, 2016, at 12:07 PM, Gary Steeves via NAGDU <nagdu at nfbnet.org> wrote:
>>>
>>> hi:
>>>
>>> when i got bogart i was thinking of geting pet insurance. i decided to put away $80 a month (well just save it and note that i have saved money for bogart) In our case thi shas been a good decisiono. bogart has just turned 8. even including a major episode that hapened to him 2 weeks after getting home i've only spent in extra costs about $500 in 6 years. if i had ben paying $80/month (my quote for bogart) i would have paid about $5700. i'm assuming if there was anything really serious that I could approach my school for some assistance. to be realistic bogart is probably going to have to have his teeth cleaned in the next few months which will cost probably close to $1000 once we include blood work before dental work.
>>>
>>> just some food for thought.
>>>
>>> gary
>>> and bogart who won't let anyone brush his teeth. :)
>>>
>>> On November 7, 2016 9:17:18 AM PST, Elise Berkley via NAGDU <nagdu at nfbnet.org> wrote:
>>>> Hello, everyone.
>>>>
>>>> I apologize. It has been so long since I have posted to the list. Becky
>>>> and I have been very busy making really good grades in school. I have a
>>>> question about health insurance for Becky. Does anyone know about
>>>> insurance for her? She is still doing great, but in case of any thing,
>>>> I want to be ready. She takes such good care of me everyday, and I want
>>>> to do everything for her. We have a vet finance allowance from the
>>>> school, which is very reliable. But, I would like a little extra. Thank
>>>> you for any suggestions.
>>>>
>>>> Elise and Becky, Long Beach, Ca.
>>>> _______________________________________________
>>>> NAGDU mailing list
>>>> NAGDU at nfbnet.org
>>>> http://nfbnet.org/mailman/listinfo/nagdu_nfbnet.org
>>>> To unsubscribe, change your list options or get your account info for
>>>> NAGDU:
>>>> http://nfbnet.org/mailman/options/nagdu_nfbnet.org/rainshadowmusic%40shaw.ca
>>> --
>>> Sent from my Android device with K-9 Mail. Please excuse my brevity.
>>> _______________________________________________
>>> NAGDU mailing list
>>> NAGDU at nfbnet.org
>>> http://nfbnet.org/mailman/listinfo/nagdu_nfbnet.org
>>> To unsubscribe, change your list options or get your account info for NAGDU:
>>> http://nfbnet.org/mailman/options/nagdu_nfbnet.org/blindcowgirl1993%40gmail.com
>>
>>
>>
>> ------------------------------
>>
>> Message: 5
>> Date: Mon, 7 Nov 2016 13:18:29 -0500
>> From: "Tracy Carcione" <carcione at access.net>
>> To: "'NAGDU Mailing List, the National Association of Guide Dog
>> Users'" <nagdu at nfbnet.org>
>> Subject: Re: [NAGDU] Health Insurance
>> Message-ID: <009801d23923$579bc2b0$06d34810$@access.net>
>> Content-Type: text/plain; charset="us-ascii"
>>
>> I have thought about pet insurance, but haven't bought any. Like Gary, I
>> have enough set aside to cover vet costs, even extraordinary ones, and I
>> really hate filling out forms to get out-of-pocket money back.
>> If I ever decide to get insurance, I'll ask the vets I usually use what they
>> accept and/or recommend, and research from there.
>> My neighbor has VIP pet insurance, and there seem to be forms to fill out,
>> and plenty of things that aren't covered. Still, she thinks it's been
>> worthwhile for her and her elderly golden.
>> Tracy
>>
>>
>> -----Original Message-----
>> From: NAGDU [mailto:nagdu-bounces at nfbnet.org] On Behalf Of Elise Berkley via
>> NAGDU
>> Sent: Monday, November 07, 2016 12:17 PM
>> To: National Association for Guide Dog Users
>> Cc: Elise Berkley
>> Subject: [NAGDU] Health Insurance
>>
>> Hello, everyone.
>>
>> I apologize. It has been so long since I have posted to the list. Becky and
>> I have been very busy making really good grades in school. I have a question
>> about health insurance for Becky. Does anyone know about insurance for her?
>> She is still doing great, but in case of any thing, I want to be ready. She
>> takes such good care of me everyday, and I want to do everything for her. We
>> have a vet finance allowance from the school, which is very reliable. But, I
>> would like a little extra. Thank you for any suggestions.
>>
>> Elise and Becky, Long Beach, Ca.
>> _______________________________________________
>> NAGDU mailing list
>> NAGDU at nfbnet.org
>> http://nfbnet.org/mailman/listinfo/nagdu_nfbnet.org
>> To unsubscribe, change your list options or get your account info for NAGDU:
>> http://nfbnet.org/mailman/options/nagdu_nfbnet.org/carcione%40access.net
>>
>>
>>
>>
>> ------------------------------
>>
>> Message: 6
>> Date: Mon, 7 Nov 2016 16:24:50 -0800
>> From: "Becky Frankeberger" <b.butterfly at comcast.net>
>> To: "'NAGDU Mailing List, the National Association of Guide Dog
>> Users'" <nagdu at nfbnet.org>
>> Subject: Re: [NAGDU] Health Insurance
>> Message-ID: <007b01d23956$85a17f50$90e47df0$@comcast.net>
>> Content-Type: text/plain; charset="us-ascii"
>>
>> What do you think GDB won't cover? My husband's dog was in the vet hospital
>> twice and we paid nothing. A call to GDB explaining what happened and we
>> were taking him to the hospital and wham! money was in our account far above
>> what our vet eventually charged. So I don't know what things you think GDB
>> won't cover. They give free flea and tick meds, Nyla bones are cheaper by a
>> bit, Doughnuts I think are the same price as in the open market.
>>
>> Literally you can't get a better deal. Many of the schools will go above
>> the stipend, not all, but many, to save the team.
>>
>> Warm hugs,
>>
>> Becky and Jake who enjoys Nyla bones, grin.
>> -----Original Message-----
>> From: NAGDU [mailto:nagdu-bounces at nfbnet.org] On Behalf Of Elise Berkley via
>> NAGDU
>> Sent: Monday, November 07, 2016 9:17 AM
>> To: National Association for Guide Dog Users <nagdu at nfbnet.org>
>> Cc: Elise Berkley <bravaegf at hotmail.com>
>> Subject: [NAGDU] Health Insurance
>>
>> Hello, everyone.
>>
>> I apologize. It has been so long since I have posted to the list. Becky and
>> I have been very busy making really good grades in school. I have a question
>> about health insurance for Becky. Does anyone know about insurance for her?
>> She is still doing great, but in case of any thing, I want to be ready. She
>> takes such good care of me everyday, and I want to do everything for her. We
>> have a vet finance allowance from the school, which is very reliable. But, I
>> would like a little extra. Thank you for any suggestions.
>>
>> Elise and Becky, Long Beach, Ca.
>> _______________________________________________
>> NAGDU mailing list
>> NAGDU at nfbnet.org
>> http://nfbnet.org/mailman/listinfo/nagdu_nfbnet.org
>> To unsubscribe, change your list options or get your account info for NAGDU:
>> http://nfbnet.org/mailman/options/nagdu_nfbnet.org/b.butterfly%40comcast.net
>>
>>
>>
>>
>> ------------------------------
>>
>> Message: 7
>> Date: Mon, 07 Nov 2016 21:02:45 -0500
>> From: d m gina <dmgina at sero.email>
>> To: nagdu at nfbnet.org
>> Subject: Re: [NAGDU] A rant sort of
>> Message-ID: <7bb9a72f.e4fa.46a6.af33.a2b952e45b91 at samobile.net>
>> Content-Type: text/plain; charset="us-ascii"; format="flowed"
>>
>> Original Yes we have to take cabs around town this is the way Montana
>> is set up.
>> I still take the dog, and love working her.
>> Even though the whole world wishes to pet her.
>> I know she has a strong attitude no is not allowed.
>> We fight over that one.
>> I still take her, and will teach her this old lady is the boss loll.
>> message:
>>> Hi Marianne.
>>> If your health is good, and you can get out on your own, I encourage you to
>>> do it. I have sometimes gotten into the habbit of travelling with a family
>>> member most of the time. I found myself getting a bit anxious when I had to
>>> go somewhere on my own. But I gathered my nerve and did it, and
>>> rediscovered that marvelous sense of freedom I feel when it's just me and my
>>> dog. I had to get out of what had become comfortable, but it was well worth
>>> it.
>>> Many years ago now, I read an article in the Monitor called The Habbit of
>>> Independence. The author talked about how she'd been used to going anywhere
>>> she wanted by herself, then her family moved somewhere where she always
>>> needed a ride to get out. She got in the habbit of not going out alone,
>>> because she didn't have much choice. Then, when they moved back to a more
>>> walkable area, she had to make a strong, conscious effort to go back to
>>> getting out on her own. She'd lost the habbit of independence, and she had
>>> to work to get it back again. The article made a big impression on me.
>>> It's pretty easy to break the habbit, but getting it back is worth the
>>> trouble. And, for me, it's very satisfying, working with my dog, just us
>>> two, with no one rushing me, or criticizing one of us, and figuring things
>>> out between us, going where I want to go, when I want to go. It never gets
>>> old.
>>> Tracy
>>
>>> -----Original Message-----
>>> From: NAGDU [mailto:nagdu-bounces at nfbnet.org] On Behalf Of Marianne Denning
>>> via NAGDU
>>> Sent: Sunday, November 06, 2016 1:23 PM
>>> To: NAGDU Mailing List, the National Association of Guide Dog Users
>>> Cc: Marianne Denning
>>> Subject: Re: [NAGDU] A rant sort of
>>> Cindy, I know you will make the decision that is right for you. I know what
>>> you mean. I don't use my current dog that much but I am so much more
>>> confident with a dog than with a cane. My health is good but since I work
>>> from home and travel with a family member most of the time life has
>>> definitely changed since I trained with my last dog. Emma is still an
>>> excellent working dog but I don't know what my decision will be when it
>>> comes time to retire her.
>>> On Sat, Nov 5, 2016 at 9:03 PM, Cindy ray via NAGDU <nagdu at nfbnet.org>
>>> wrote:
>>>> I just don't kno. what to think, and I am not really asking for
>>>> advice, but I have to talk about it. People have been getting dogs
>>>> lately. One of them I never expected to do so. One went to The Seeing
>>>> Eye where I always go. A friend of mine said she thinks I am more
>>>> confident with a dog. seems like that to me, too a little bit. I
>>>> was thinking about it yesterday and went to the Seeing Eye's website.
>>>> I almost filled out an application. I didn't though. My daughter is
>>>> opposed. It would make it harder to go than it already is. Would I
>>>> walk enough with it? Feels as if my stamina is improving, and I know
>>>> people get dogs who have problems similar to mine. I alw committed to
>>>> walking new dogs, so that would be good. I would need to scramble to
>>>> find a home for one of my pets. Fisher is spoken for if I did this.
>>>> The Cockerpoo would have to stay. Maybe some of this is coming right
>>>> after the first anniversary of my retiring Fisher. I'll just have to talk
>>> with Bob about it. En of rant.
>>>> Cindy Lou Ray
>>
>>>> Cindy Lou Ray
>>>> Sent from my iPhone
>>>> _______________________________________________
>>>> NAGDU mailing list
>>>> NAGDU at nfbnet.org
>>>> http://nfbnet.org/mailman/listinfo/nagdu_nfbnet.org
>>>> To unsubscribe, change your list options or get your account info for
>>>> NAGDU:
>>>> http://nfbnet.org/mailman/options/nagdu_nfbnet.org/
>>>> marianne%40denningweb.com
>>
>>
>>
>>> --
>>> Marianne Denning, TVI, MA
>>> Teacher of students who are blind or visually impaired
>>> (513) 607-6053
>>> _______________________________________________
>>> NAGDU mailing list
>>> NAGDU at nfbnet.org
>>> http://nfbnet.org/mailman/listinfo/nagdu_nfbnet.org
>>> To unsubscribe, change your list options or get your account info for NAGDU:
>>> http://nfbnet.org/mailman/options/nagdu_nfbnet.org/carcione%40access.net
>>
>>> _______________________________________________
>>> NAGDU mailing list
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>>> To unsubscribe, change your list options or get your account info for NAGDU:
>>> http://nfbnet.org/mailman/options/nagdu_nfbnet.org/dmgina%40sero.email
>> --
>> --Dar
>> skype: dmgina23
>> FB: dmgina
>> www.twitter.com/dmgina
>> every saint has a past
>> every sinner has a future
>>
>>
>>
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>>
>> Subject: Digest Footer
>>
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>>
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>> *************************************
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