[NFB-Idaho] I would like to get some opinions on the most accessible, safe and easy electronic payment method

[Laine Amoureux]

Dana,
Using the "bill pay" feature of my Wells Fargo account I can have the bank
issue paper checks. It has been a while since I have done this, but I only
needed first name, last name, a mailing address - there were fields for all
of the other typical information like a memo and the date and amount. I
could save that "payee" and issue as needed, rather than setting it up as a
recurring bill pay. I assume that other banking institutions have the same
functionality - accessibility will vary. I find the bigger names to be more
accessible than local credit unions etc.
As for Venmo etc. I have found the major ones all to be accessible - and I
have found that it is difficult to have only one. My personal preference is
for Zell - but i'm a big fan of Wells Fargo. I like it because all of my
banking is then in one place, and the App on phone or on desktop has always
been pretty accessible and easy to use. If you do not bank with Wells Fargo
Zell might not be the "right" answer.
The other thing I have set up is Apple Wallet  - I can then transfer funds
quickly from my bank account to ApplePay if ApplePay is an
avaialble payment option and a devit card is not.  This also makes it
possible to "tap to pay" if I have forgotten my purse/didn't bring my purse
or the seller does not have a working card reader.



On Mon, Sep 2, 2024 at 2:43 PM Dana Ard via NFB-Idaho <nfb-idaho at nfbnet.org>
wrote:

> As writing checks is becoming outdated and more people are requesting
> electronic transfer of funds, I would like to know about the pros and cons
> of Venmo, Zelle, and PayPal. Mike and I had a PayPal account at one time,
> and it became a problem, so I don't think I would go that route. If people
> have experience with Zelle or Venmo, contact me or share on the list. Your
> information could be useful for others. Also, if there are any check
> writing
> programs that can be done on the computer, please let me know. I have some
> individuals that will always need a check.
>
>
>
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