[NFB-Idaho] I would like to get some opinions on the most accessible, safe and easy electronic payment method

[tj at tjsquires.net]

I am on the venmo side of things, simply because the people I end up paying have that as a preference. I am aware that with Venmo you must use the app where some banks you can use their website/payment system to send receive Zel payments.

Apple Pay, too, is an option not only for in person transactions, but through text message. So if you are having to pay someone you know, you can do it from your phone via iMessage (the messages app) assuming your apple wallet has a payment method associated, or you have apple cash. In person, Apple pay is amazing!

Regards,
Tj

-----Original Message-----
From: NFB-Idaho <nfb-idaho-bounces at nfbnet.org> On Behalf Of Laine Amoureux via NFB-Idaho
Sent: Tuesday, September 3, 2024 12:00 PM
To: NFB of Idaho Discussion List <nfb-idaho at nfbnet.org>; amy.york at babymoonstudio.com
Cc: Laine Amoureux <laine.amoureux at gmail.com>
Subject: Re: [NFB-Idaho] I would like to get some opinions on the most accessible, safe and easy electronic payment method

Dana,
Using the "bill pay" feature of my Wells Fargo account I can have the bank issue paper checks. It has been a while since I have done this, but I only needed first name, last name, a mailing address - there were fields for all of the other typical information like a memo and the date and amount. I could save that "payee" and issue as needed, rather than setting it up as a recurring bill pay. I assume that other banking institutions have the same functionality - accessibility will vary. I find the bigger names to be more accessible than local credit unions etc.
As for Venmo etc. I have found the major ones all to be accessible - and I have found that it is difficult to have only one. My personal preference is for Zell - but i'm a big fan of Wells Fargo. I like it because all of my banking is then in one place, and the App on phone or on desktop has always been pretty accessible and easy to use. If you do not bank with Wells Fargo Zell might not be the "right" answer.
The other thing I have set up is Apple Wallet  - I can then transfer funds quickly from my bank account to ApplePay if ApplePay is an avaialble payment option and a devit card is not.  This also makes it possible to "tap to pay" if I have forgotten my purse/didn't bring my purse or the seller does not have a working card reader.



On Mon, Sep 2, 2024 at 2:43 PM Dana Ard via NFB-Idaho <nfb-idaho at nfbnet.org>
wrote:

> As writing checks is becoming outdated and more people are requesting 
> electronic transfer of funds, I would like to know about the pros and 
> cons of Venmo, Zelle, and PayPal. Mike and I had a PayPal account at 
> one time, and it became a problem, so I don't think I would go that 
> route. If people have experience with Zelle or Venmo, contact me or 
> share on the list. Your information could be useful for others. Also, 
> if there are any check writing programs that can be done on the 
> computer, please let me know. I have some individuals that will always 
> need a check.
>
>
>
> --
> This email has been checked for viruses by Avast antivirus software.
> www.avast.com
> _______________________________________________
> NFB-Idaho mailing list
> NFB-Idaho at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-idaho_nfbnet.org
> To unsubscribe, change your list options or get your account info for
> NFB-Idaho:
>
> http://nfbnet.org/mailman/options/nfb-idaho_nfbnet.org/laine.amoureux%
> 40gmail.com
>
_______________________________________________
NFB-Idaho mailing list
NFB-Idaho at nfbnet.org
http://nfbnet.org/mailman/listinfo/nfb-idaho_nfbnet.org
To unsubscribe, change your list options or get your account info for NFB-Idaho:
http://nfbnet.org/mailman/options/nfb-idaho_nfbnet.org/tj%40tjsquires.net