[NFBMD] Financial Resiliency Webinar Series for People with Disabilities

Fri Sep 30 18:20:38 UTC 2022

Hi all.

I wanted to share this opportunity for financial education from the
Maryland Department of Disabilities Assistance Technology Program.

Best,

Ashley

Building Financial Independence, together
[image: Maryland AT Program logo]

Show Me The Money!
[image: A person counts a wad of cash over a banking ledger book.]

A month-long financial resiliency webinar series focused on
knowledge-building, resources, and services for people with disabilities to
increase financial independence!

Brought to you by

The Maryland Department of Disabilities,

Assistive Technology Program and

CASH Campaign of Maryland

October 3

Financing Through The Transition Process
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3pm-4pm

Eric Jorgensen, Special Needs Navigator

Maryland residents with intellectual and developmental disabilities have a
LOT of resources available to them, they just need to know where to look.
This webinar will provide an overview of what's available and how to apply.

October 5

Employed Individuals with
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Disab
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ilities

11am-Noon

Shannon Minnick, Independence Now

Meet Shannon Minnick the Deputy Director of Independence Now to learn more
about the Employed Individuals with Disabilities (EID) program. The EID
Program extends Medical Assistance (Medicaid) health benefits to working
Marylanders with disabilities for a small fee.

October 6

Credit $marts
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Noon-1pm

Sue Rogan, MD CASH Campaign

Credit Scores affect many aspects of a person’s financial health. Learn
from Sue Rogan, AFC® how to check the data on your credit report, access
your credit score and build your score to a 700+ so that you can access
credit, obtain a fair interest rate, and build assets.

October 7

Homeownership and Maryland Mortgage Program
<https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fr20.rs6.net%2Ftn.jsp%3Ff%3D001CvYthagdr-L93SgRRo2KoXmsuFx43mG6pjZGlPR2cGGk_ZTrVck7Ys_jUFZLDHp-Erui0GAzTxV339YuNvZovH3GHoRCPiB5VIf4MEMNVCvxs1Z7G7HtLOoCQDP2giec975JCz4WuV3vHMV3J3z3J1DjWUuYiQC7nSEyjSZhq2KfGMN3yHvIILI0sEYjxQlgic2vGGUxDIA%3D%26c%3DfrX458b2Ag3og3KT4DIKW0FnR2DSVqvbIboIvQuXVWc6XtJybdDq-Q%3D%3D%26ch%3DqJKk7WYt5ge4QUVBp3NHJGjTS5nwQ87y3_IsbgSYSwLGRwgSRNK7ZQ%3D%3D&data=05%7C01%7Csue%40cashmd.org%7Cf3dae00c1f554d6e6f9508daa25c2151%7Ce1bd7b80d1ec4af2b8193fce6613299b%7C0%7C0%7C638000813847334675%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=YRo5bUkS01l5lgshpOESAMhS8jzkN206usv4h2bAVyQ%3D&reserved=0>

3pm-4pm

Maddy Ciulu, MD Department of Housing & Community Development

Join Maddy Ciulu to learn about the enhancements to the Maryland Mortgage
Program for the fiscal year 2023 (which started in July): offering the new
HomeStart 6% down payment product, enhanced assistance for SmartBuy 3.0 and
1 ST Time Advantage 5000/FLEX 5000 products, and reopening of the
HomeAbility and Montgomery Homeownership products.

October 11

Maryland ABLE Accounts
<https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fr20.rs6.net%2Ftn.jsp%3Ff%3D001CvYthagdr-L93SgRRo2KoXmsuFx43mG6pjZGlPR2cGGk_ZTrVck7Ys_jUFZLDHp-iFAuj-LD5NZW1402ErVxhfgQp65uAYco2vJlx19VIXP73MFZY-CR-2tIAb3d42U78EfNKjAJSHgxxcz3e_byk1R_wPUHzvvuO4urHFJu4TSyxZuAhc_-zr0C2G1ujD1mfMQYpIC0iYk%3D%26c%3DfrX458b2Ag3og3KT4DIKW0FnR2DSVqvbIboIvQuXVWc6XtJybdDq-Q%3D%3D%26ch%3DqJKk7WYt5ge4QUVBp3NHJGjTS5nwQ87y3_IsbgSYSwLGRwgSRNK7ZQ%3D%3D&data=05%7C01%7Csue%40cashmd.org%7Cf3dae00c1f554d6e6f9508daa25c2151%7Ce1bd7b80d1ec4af2b8193fce6613299b%7C0%7C0%7C638000813847334675%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=1ogjOrXkSfa%2BI%2F6dAoOE1j2ad5xO5wS1WgrJshDjicc%3D&reserved=0>

6pm-7:00pm

Kelly Nelson, Maryland ABLE

Kelly Nelson, Maryland ABLE Outreach and Communications Manager, will share
an overview of how ABLE accounts can help people with disabilities and
their families to save and invest for the future without jeopardizing
federal, state, and local benefits such as SSI and Medicaid. Attendees will
learn about tax-advantaged savings and investment options as well as how to
use the ABLE account to pay for qualified disability-related expenses. Join
us to learn about the eligibility criteria, enrollment process, features of
a Maryland ABLE account and the account management process.

October 12

Low Interest Loans to Purchase Assistive Technology
<https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fr20.rs6.net%2Ftn.jsp%3Ff%3D001CvYthagdr-L93SgRRo2KoXmsuFx43mG6pjZGlPR2cGGk_ZTrVck7Ys_jUFZLDHp-Gu3AjB0CeegYkJyLAfpA14I0e7uwnAvIQDCyLzedTsmXZzJjauX9G5atPSRe1Icjn9VoB_Z7G4mXWE7Fph8x2g_IcvpyZOhHq87u8dbeA6qPIpRBov3zmJ6vch3Sf12h0ZZm3NM-IGA%3D%26c%3DfrX458b2Ag3og3KT4DIKW0FnR2DSVqvbIboIvQuXVWc6XtJybdDq-Q%3D%3D%26ch%3DqJKk7WYt5ge4QUVBp3NHJGjTS5nwQ87y3_IsbgSYSwLGRwgSRNK7ZQ%3D%3D&data=05%7C01%7Csue%40cashmd.org%7Cf3dae00c1f554d6e6f9508daa25c2151%7Ce1bd7b80d1ec4af2b8193fce6613299b%7C0%7C0%7C638000813847334675%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=2qDkkYYK6UWSA3pEAcX%2Ftd6S2HeZpObMwUZbT%2FG8W90%3D&reserved=0>

Noon-1pm

Tanya Goodman, Maryland Assistive Technology Financial Loan Program

Join us to learn about the Maryland Assistive Technology Loan Program, a
Division of the Maryland Department of Disabilities which offers low
interest loans to Marylanders with disabilities and their families to
purchase assistive technology to help a person with a disability live more
independently and productively. Loan amounts range from $500 - $50,000,
with loan repayment terms up to 96 months. Restrictions apply.

October 17

AT & DME: Equipment Reuse Across the State
<https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fr20.rs6.net%2Ftn.jsp%3Ff%3D001CvYthagdr-L93SgRRo2KoXmsuFx43mG6pjZGlPR2cGGk_ZTrVck7Ys_jUFZLDHp-jTOzcvo5YNiXiuXFXRFhbqRGXmNUUxLtUaXJZSfSKyNhDQebwgHm-VzIv0JyC_3_i30LMF_XtwNIpO5QQUiPmG9Bf6mBEo3s3BEAPTsKbDAtE4DzoNY_HnJHvl42uTNPYA6ZukwKWzs%3D%26c%3DfrX458b2Ag3og3KT4DIKW0FnR2DSVqvbIboIvQuXVWc6XtJybdDq-Q%3D%3D%26ch%3DqJKk7WYt5ge4QUVBp3NHJGjTS5nwQ87y3_IsbgSYSwLGRwgSRNK7ZQ%3D%3D&data=05%7C01%7Csue%40cashmd.org%7Cf3dae00c1f554d6e6f9508daa25c2151%7Ce1bd7b80d1ec4af2b8193fce6613299b%7C0%7C0%7C638000813847334675%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=ANrKBHFjC9IaF9QmIWOExDTH44%2FuH9Z9h%2FQ0kw%2FEaNA%3D&reserved=0>

1pm-2pm

Denise Schuler, Maryland Department of Disabilities, Assistive Technology
Program

Ian Edwards, MD Department of Aging

Join MDOD and MDoA to learn about low cost and free options to accessing
gently used assistive technology and durable medical equipment across the
state.

October 18

Short term & Long term Disability Insurance
<https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fr20.rs6.net%2Ftn.jsp%3Ff%3D001CvYthagdr-L93SgRRo2KoXmsuFx43mG6pjZGlPR2cGGk_ZTrVck7Ys_jUFZLDHp-MM17J7Vab7qHzEPolX31QZ4Pfzz7e7iWvXQmmIPk6XaCZ-fdr8nogSnAeKZLOrAzuNCacUE4gdct1RLb-eTHFV4BcbGLVczE0Sw4bnH8iAaLnt7VC3QQws90v4UFQdPCXYHjcuf-1es%3D%26c%3DfrX458b2Ag3og3KT4DIKW0FnR2DSVqvbIboIvQuXVWc6XtJybdDq-Q%3D%3D%26ch%3DqJKk7WYt5ge4QUVBp3NHJGjTS5nwQ87y3_IsbgSYSwLGRwgSRNK7ZQ%3D%3D&data=05%7C01%7Csue%40cashmd.org%7Cf3dae00c1f554d6e6f9508daa25c2151%7Ce1bd7b80d1ec4af2b8193fce6613299b%7C0%7C0%7C638000813847334675%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=Zg0f3Pzy%2F2VTjnQR%2FHDroU0XLVR0e%2FcXlg1UQJMc%2Frc%3D&reserved=0>

3pm-4pm

Patti Dorn, Maryland Insurance Administration

Join the Maryland Insurance Administration as we help you understand
Disability Insurance, both short-term and long-term disability policies. We
will cover an intro to the disability insurance product and help you
understand how disability insurance defines disability and eligibility.

October 20

Health Insurance Options in Maryland
<https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fr20.rs6.net%2Ftn.jsp%3Ff%3D001CvYthagdr-L93SgRRo2KoXmsuFx43mG6pjZGlPR2cGGk_ZTrVck7Ys_jUFZLDHp-7D9dQ-L5oNIfnIXuoZC4cREGpf1VZa6H-pRTVwVEafWNbIwSQ1KD0yAKqoQBl8SXXIleoHRCFtuGJYL3wki5lQocuoflM924eNsLneoXAP1akiTZzgS4-JuwW8e2xf9KLKW60g9knjQ%3D%26c%3DfrX458b2Ag3og3KT4DIKW0FnR2DSVqvbIboIvQuXVWc6XtJybdDq-Q%3D%3D%26ch%3DqJKk7WYt5ge4QUVBp3NHJGjTS5nwQ87y3_IsbgSYSwLGRwgSRNK7ZQ%3D%3D&data=05%7C01%7Csue%40cashmd.org%7Cf3dae00c1f554d6e6f9508daa25c2151%7Ce1bd7b80d1ec4af2b8193fce6613299b%7C0%7C0%7C638000813847334675%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=s7uP7yYShXzN2x6o8Ae4BKD%2Bb%2FV5%2BpitKLyQkxKW6yc%3D&reserved=0>

1pm-2pm

Joy Hatchette, Maryland Insurance Administration

Join us for an overview of the different Health Insurance Options available
in Maryland, and how to access them.

October 21

Maximizing Your Money
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1:00pm-2:00pm

Sue Rogan, MD CASH Campaign

People with disabilities often are concerned about building a secure
financial future. Attend this workshop to learn tips on the psychology
behind financial decisions, successful ways to track your dollars, and
ensure that you are working your way to financial independence.

October 25

Food Assistance Programs
<https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fr20.rs6.net%2Ftn.jsp%3Ff%3D001CvYthagdr-L93SgRRo2KoXmsuFx43mG6pjZGlPR2cGGk_ZTrVck7Ys_jUFZLDHp-ZjAFhpypkscl5n1QUQZkK6mDPbrHxWag69QQSLqlwgO0YI9WhSsUA2VmpzkZFDOj6KK_M8zqlJfANHH_6wCkKilizXLkNxfiNfXm4InITy7SXRS0k3vDeFRhc6F7w4HHyDPvMBGtMqc%3D%26c%3DfrX458b2Ag3og3KT4DIKW0FnR2DSVqvbIboIvQuXVWc6XtJybdDq-Q%3D%3D%26ch%3DqJKk7WYt5ge4QUVBp3NHJGjTS5nwQ87y3_IsbgSYSwLGRwgSRNK7ZQ%3D%3D&data=05%7C01%7Csue%40cashmd.org%7Cf3dae00c1f554d6e6f9508daa25c2151%7Ce1bd7b80d1ec4af2b8193fce6613299b%7C0%7C0%7C638000813847490945%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=TnMP6AJB5IFcMBAMTFDOAPVLbccsPIN4qkJxvOzBVgc%3D&reserved=0>

10am-11am

Mischelle Williams, Office of Nutrition Assistance Programs, Family
Investment Administration, Maryland Department of Human Services

Join Mischelle Williams from the Office of Nutrition Assistance benefits
programs to learn about food assistance options in Maryland.

October 26

* Maryland ABLE Accounts
<https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fr20.rs6.net%2Ftn.jsp%3Ff%3D001CvYthagdr-L93SgRRo2KoXmsuFx43mG6pjZGlPR2cGGk_ZTrVck7Ys_jUFZLDHp-Yrs7HR37onlnGTRoMAg0lcRc7VUH4jg7OidZDf28ejm65thUym2I6dVOVUqYc8CS_feU3He-tDPq9MoDd9gebVoHzz9z0g3x_b1C0mc0ws5XsnL7wr2gxIW-W5IoH59CbDvveyLyqDc%3D%26c%3DfrX458b2Ag3og3KT4DIKW0FnR2DSVqvbIboIvQuXVWc6XtJybdDq-Q%3D%3D%26ch%3DqJKk7WYt5ge4QUVBp3NHJGjTS5nwQ87y3_IsbgSYSwLGRwgSRNK7ZQ%3D%3D&data=05%7C01%7Csue%40cashmd.org%7Cf3dae00c1f554d6e6f9508daa25c2151%7Ce1bd7b80d1ec4af2b8193fce6613299b%7C0%7C0%7C638000813847490945%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=NdLNFdrUnshbUpa0VKtcg2hIhx4Ffq7AHUOzC0m2qdk%3D&reserved=0>

11am-Noon

Kelly Nelson, Maryland ABLE

Kelly Nelson, Maryland ABLE Outreach and Communications Manager, will share
an overview of how ABLE accounts can help people with disabilities and
their families to save and invest for the future without jeopardizing
federal, state, and local benefits such as SSI and Medicaid. Attendees will
learn about tax-advantaged savings and investment options as well as how to
use the ABLE account to pay for qualified disability-related expenses. Join
us to learn about the eligibility criteria, enrollment process, features of
a Maryland ABLE account and the account management process.

*Repeat Session

October 27

Work Without Fear: Using “Work Incentives” to Protect Benefits When You Work
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1pm-2:00pm

Michael Dalto, High Note Consulting

Many people with disabilities who get cash and medical benefits from the
government, and who are considering paid work, face some daunting questions:

 · What will happen to my cash benefits if I work?

 · Can I keep my medical benefits?

 · Will I have more money?

 Learn how safety nets called “work incentives” help protect benefits when
you work, and make sure you come out ahead. Discover the Plan to Achieve
Self Support (PASS), a work incentive that can help you buy technology and
other items to reach a work goal. And find out how to get FREE help from a
certified Benefits Planner to use work incentives.

October 28

Financial Planning For When You Are Gone
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1pm-2pm

Elizabeth Yoder, Planning Across the Spectrum

In this presentation, we plan to address why planning for the inevitable or
unexpected loss of a parent is so important. We cover both financial and
legal tools to prepare for a supported loved one, and discuss ideas to
build a support network now so the transition is as manageable as it can be.

October 31

* Work Without Fear: Using “Work Incentives” to Protect Benefits When
You Work
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1pm-2:00pm

Michael Dalto, High Note Consulting

Many people with disabilities who get cash and medical benefits from the
government, and who are considering paid work, face some daunting questions:

 · What will happen to my cash benefits if I work?

 · Can I keep my medical benefits?

 · Will I have more money?

 Learn how safety nets called “work incentives” help protect benefits when
you work, and make sure you come out ahead. Discover the Plan to Achieve
Self Support (PASS), a work incentive that can help you buy technology and
other items to reach a work goal. And find out how to get FREE help from a
certified Benefits Planner to use work incentives.

*Repeat Session

If you need accommodations, including live captions, please contact Lori
Berrong, lori.berrong at maryland.gov <lori.markland at maryland.gov> no later
than 7 days before the session you're registering for, indicating the name
of session(s) you will need accommodations for.

Disclaimer

Attendees of these trainings should be aware that there are known and
potential privacy and confidentiality issues with the Zoom System (Cloud
Service, Web application, and/or Application). While every effort has been
made to ensure the security of this meeting, factors out of the State's
control introduce risk. Participants should evaluate the risk associated
with the application and platform and determine if the risks preclude the
use of the service. The State provides no warranty regarding the security
of the application, confidentiality of the information discussed, or the
privacy of information collected by the application and/or service.
Security events impacting the confidentiality, integrity, or availability
of a meeting (e.g., ZoomBombing) must be reported to the State Security
Operations Center (soc.info at maryland.gov
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-- 

*Ashley M. Biggs*
*Marketing & Outreach Librarian*
Maryland State Library for the Blind and Print Disabled
Maryland State Library
415 Park Avenue
Baltimore, Maryland 21201-3603

410-230-2430 (office) | 667-209-1563 (cell) | 410-333-2095 (fax)
ashley.biggs1 at maryland.gov

http://www.lbph.maryland.gov

Click here
<https://www.doit.state.md.us/selectsurvey/TakeSurvey.aspx?agencycode=MSL&SurveyID=86M2956>
to
complete a three-question customer experience survey.

*Follow us on Social Media!*

   - Facebook - MDLBPD <https://www.facebook.com/MDLBPD/>
   - Twitter - MDLBPD <https://twitter.com/MDLBPD/>
   - Linked In - Maryland State Library for the Blind and Print Disabled
   <https://www.linkedin.com/company/64623671/admin/>
   - Blog- https://mdlbpd.blogspot.com/

-- 

*Ashley M. Biggs*
*Marketing & Outreach Librarian*
Maryland State Library for the Blind and Print Disabled
Maryland State Library
415 Park Avenue
Baltimore, Maryland 21201-3603

410-230-2430 (office) | 667-209-1563 (cell) | 410-333-2095 (fax)
ashley.biggs1 at maryland.gov

http://www.lbph.maryland.gov

Click here
<https://www.doit.state.md.us/selectsurvey/TakeSurvey.aspx?agencycode=MSL&SurveyID=86M2956>
to
complete a three-question customer experience survey.

*Follow us on Social Media!*

   - Facebook - MDLBPD <https://www.facebook.com/MDLBPD/>
   - Twitter - MDLBPD <https://twitter.com/MDLBPD/>
   - Linked In - Maryland State Library for the Blind and Print Disabled
   <https://www.linkedin.com/company/64623671/admin/>
   - Blog- https://mdlbpd.blogspot.com/
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