[Nfbmo] blind pension
DanFlasar at aol.com
DanFlasar at aol.com
Fri Aug 6 01:11:33 UTC 2010
Gene,
I want to clairy this thread. My understanding is that Dewey was
asking what the significance of having
the Blind Pension is. Is the Blind Pension considered to be a loan that
must be paid back when you die?
That certainly can't be right. Are we speaking specifically of a
situation where someone is receving the Blind
Pension but is found not to be eligible and then must pay it back?
Your mention of RSB services below compounds the confusion. My
experience with any state service is
that as long as you meet eligibility requirements, you are never obligated
to pay state benefits from a state
program when you die. The benefits provided are not a loan - they are in
effect a grant.
Violation sof regulation and eligibility would be a different matter
entirely.
Dan
In a message dated 8/5/2010 7:47:36 P.M. Central Daylight Time,
escoulter at centurytel.net writes:
Interesting topic I must say.
And Everyone is right!
There is actually a thing called a "Lien Law" which is not directed at
Blind
Pension per se.
Worries about the lien law should not influence the decision on whether
or
not to purchase a house. There several reasons I say this.
1. The lien law effects anyone who receives any state assistance including
Temporary Assistance, Medicaid, Nursing Care Assistance, Vocational
Rehabilitation funding, RSB funding and possibily. As Blind persons we
have
all received funding from RSB already. IMPORTANT: the Missouri lien law
only
affects only covers the state portion of the funding as I understand it.
2. The state's ability to collect is hampered by the fact that they are a
lower level creditor in the order of payment. If memory serves me they are
seventh on the list. They will not, for instance try and recoup if there
is
a living spouse. And, they cannot collect to the point that it leaves the
remaining distitute. )(They can take a big chunk.
3. The law applies not only to your house but your entire estate including
stocks, bonds, cash and bank accounts a fact that many folks overlook.
4. Odds are you will sell the house before you die anyway. Bryan is right
that the house is excluded in figuring the $20,000 exemption but the lien
law makes no such provision it is simple in the fact it states that the
state shall have claim on any estate in which public assistance dollars
have
been paid on the deceased.
If there is sufficient interest I will research the law in depth before
the
SSA seminar.
Gene
----- Original Message -----
From: "Bryan Schulz" <b.schulz at sbcglobal.net>
To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
Sent: Thursday, August 05, 2010 4:08 PM
Subject: Re: [Nfbmo] blind pension
> hi,
>
> i don't see how that could be true because owning a house is excluded
/not
> counted when they check if your assets are less than 20k.
>
> Bryan Schulz
>
> ----- Original Message -----
> From: "Dewey Bradley" <dewey.bradley at att.net>
> To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
> Sent: Thursday, August 05, 2010 2:39 PM
> Subject: Re: [Nfbmo] blind pension
>
>
>> O.K
>> So do you know if if you own a house and you die and try to will it to
>> your child or spouse, Someone said that the state will take it from
them
>> to get the money back that you were paid.
>> I don't think that's true, but it might be.
>> ----- Original Message -----
>> From: "Bryan Schulz" <b.schulz at sbcglobal.net>
>> To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
>> Sent: Thursday, August 05, 2010 2:26 PM
>> Subject: Re: [Nfbmo] blind pension
>>
>>
>>> hi,
>>>
>>> just what i said, if money is ever paid out from the bp case, say if a
>>> person was receiving monthly payments in the past and they are now
>>> deceased, their portion from the suit will not be given to their
child,
>>> it will be returned to the suit pool.
>>>
>>> Bryan Schulz
>>>
>>> ----- Original Message -----
>>> From: "Dewey Bradley" <dewey.bradley at att.net>
>>> To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
>>> Sent: Thursday, August 05, 2010 1:30 PM
>>> Subject: Re: [Nfbmo] blind pension
>>>
>>>
>>>> what do you mean by that?
>>>> ----- Original Message -----
>>>> From: "Bryan Schulz" <b.schulz at sbcglobal.net>
>>>> To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
>>>> Sent: Thursday, August 05, 2010 12:29 PM
>>>> Subject: Re: [Nfbmo] blind pension
>>>>
>>>>
>>>>> hi,
>>>>>
>>>>> not too sure about your housing question but for cases where the bp
>>>>> case owes people from the past and the person is now deceased, their
>>>>> percentage of the lawsuit will not be given as inheritance, it will
be
>>>>> returned to the pool.
>>>>>
>>>>> Bryan Schulz
>>>>>
>>>>> ----- Original Message -----
>>>>> From: "Dewey Bradley" <dewey.bradley at att.net>
>>>>> To: <nfbmo at nfbnet.org>
>>>>> Sent: Thursday, August 05, 2010 11:35 AM
>>>>> Subject: [Nfbmo] blind pension
>>>>>
>>>>>
>>>>>> Can anyone point me somewhere that I can understand the rules.
>>>>>> Some people seam to think that if you get blind pension, and when
you
>>>>>> die, the state will take your house to get back the money, I don't
>>>>>> think that is true, but I can't find the rules, everyone has
>>>>>> different ideas about the rules.
>>>>>> Also I was told by someone yesterday that if you get a hud
vowlcher,
>>>>>> that they will cut your pension back.
>>>>>> I ask because I just got my hud vowlcher.
>>>>>> So does anyone really know how the rules work, or can you tell me
>>>>>> where to look?
>>>>>> I know that Missouri has some really confusing laws.
>>>>>> thanks
>>>>>> Dewey Bradley
>>>>>> Springfield Missouri
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>>>>>
>>>>>
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