[Nfbf-l] OT: Credit Card Companies Offering Disaster Assistance

[Denise]

Thanks 

Sincerely, Denise Valkema by iPhone 

> On Sep 14, 2017, at 11:35 AM, Marion Gwizdala via Nfbf-l <nfbf-l at nfbnet.org> wrote:
> 
> Dear All,
> 
> 
> 
>                I realize this is not directly blindness related; however, I
> believe it is valuable information many of us can use. I received a message
> from the issuer of some of my credit cards offering assistance to those who
> were impacted by hurricanes Harvey & Irma. As I contacted each of my
> issuers, I found some valuable information I would like to share with you.
> Each of them offered me a deferral of my September payment and one (CITI)
> gave us a two month deferral. Each also cancelled the accrual of interest
> during this month and any late fees that would normally be assessed. Our
> mortgage company has also offered to defer the payment of our mortgage for
> three months and accrued interest; however, the caviot was that we would be
> required to pay the balance of the deferred payments at the end of the 90
> deferral period, though they said we might be able to modify the loan. Since
> there were no guarantees the modification would be approved, I opted to not
> do this. . This will be helpful to Merry and me as we have some damage due
> to the storm needing repair. If you need some assistance due to the impact
> of these storms, simply contact the issuer of your line of credit and ask
> for it. It is not difficult but it is a bit time-consuming. For instance,
> though Synchrony Bank issues our JCP, Walmart, and Amazon cards, each has
> their own customer service group, so we needed to contact each separately. 
> 
> 
> 
>                I hope this information is helpful to you as we come out of
> this stressful period and move forward.
> 
> 
> 
> Peace & Blessings!
> 
> Marion Gwizdala
> 
> 
> 
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