[Blindtlk] New Member

[Judy Jones]

Thank you for clarification.

Judy

----- Original Message ----- 
From: "Gary Wunder" <GWunder at earthlink.net>
To: "'Blind Talk Mailing List'" <blindtlk at nfbnet.org>
Sent: Tuesday, October 19, 2010 10:31 AM
Subject: Re: [Blindtlk] New Member


> Hello Judy. I hope I'm not so far behind on this list that somebody hasn't
> already answered this question for you. Some banks have difficulty because
> they want to know your earned income and will not consider Social Security
> or other forms of public aid as such. More often, however, the problem is
> that the bank is making you a loan based on the fact that it has 
> collateral.
> If they sell you a car, they know where they can sell it if you default. 
> If
> they make you a loan on a BrailleNote, they can't go down to the local
> hardware store and figure out what it's worth. They can't easily run an
> advertisement in the paper and have a lot of people show up on the County
> Court steps to make a bid. That is why NFB loans are so attractive. We
> expect you to meet the normal standards for people requesting a loan, but 
> we
> don't hold the collateral you are buying against you.
>
> Gary
>
>
> -----Original Message-----
> From: blindtlk-bounces at nfbnet.org [mailto:blindtlk-bounces at nfbnet.org] On
> Behalf Of Judy Jones
> Sent: Monday, October 18, 2010 7:26 PM
> To: Blind Talk Mailing List
> Subject: Re: [Blindtlk] New Member
>
> Just curious . . . why wouldn't banks make loans to blind people if, like
> anyone else, they qualify?
>
> Again, just a curiosity question.
>
> Judy
>
> ----- Original Message -----
> From: "David Evans" <drevans at bellsouth.net>
> To: "Blind Talk Mailing List" <blindtlk at nfbnet.org>
> Sent: Monday, October 18, 2010 10:19 AM
> Subject: Re: [Blindtlk] New Member
>
>
>> dear Candi
>>
>> A good company to order things from is "Independent Living Aides".
>> You should also be aware that the NFB has a 3% loan program for the
>> purchase of technology to help blind folks get the things they need and
>> then pay them off over time.  All of the interest is just plowed back in
>> to the program to make more loans.  The NFB does not make money on the
>> program.
>> You can buy computers, software, electronic items and other things that
>> help you function or do a job.
>> The big thing they look at is to see that you have the means to make the
>> loan payments and can pay the loan back, the same as a bank does, but 
>> what
>
>> bank makes loans to blind people?
>>
>> contact the National Center for the loan forms and details on the program
>> or go to the NFB web site, www.nfb.org  .
>> ,
>>
>> David Evans, NFBF and GD Jack.
>> ----- Original Message ----- 
>> From: "Candi Smith" <candiapple0825 at yahoo.com>
>> To: <blindtlk at nfbnet.org>
>> Sent: Monday, October 18, 2010 10:41 AM
>> Subject: [Blindtlk] New Member
>>
>>
>> Hi,
>>
>> I just joined this list. I am looking for a advice from other vision
>> disabled people to learn from. My first need is getting settled in my
>> apartment and finding a talking caller id phone and cooking stuff. I'm
>> going to have to start off slow in buying this as I'm on disability ,
>> where are the lowest cositng products for me?
>>
>> Candi
>>
>>
>>
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