[Nfbmo] blind pension
Eugene Coulter
escoulter at centurytel.net
Fri Aug 6 03:10:24 UTC 2010
Public Housing is always based on a percentage of your income. In Columbia
for one of the high rises, for instance, they charge 30% of your income up
to maximum of around $500.00 a month.
For example if you get $614.00 in Social Security and $686.00 S.A.B. for a
total of $1300.00 a month in income your rent at this particular building
would be $390.00 a month (30% of $1300.00).
On the house issue I guess I really don't care what happens to my house when
I am dead. Ideally I'll pass it on to my kids but the benefit of getting RSB
assistance and other income when I am alive outweigh those concerns. For
example, say your house is worth $100,000.00 and the state takes. In 20
years of drawing BP or SAB I've collected about $140,000 in BP at current
rate of $686.00 so the benefits are in the present and that money I receive
now also benefits my kids in numerous ways now instead of waiting until Iam
dead.
----- Original Message -----
From: "Dewey Bradley" <dewey.bradley at att.net>
To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
Sent: Thursday, August 05, 2010 8:45 PM
Subject: Re: [Nfbmo] blind pension
>I ask that question because a guy told me that he don't get it because he
>has a house, and that when you die, the state will take and sell your
>house.
> But he makes up so so much, I asked him where he heard that at, he got mad
> and said that I was calling him a lyer.
> And so I'm just trying to see if they do.
> Someone also told me that if you are on public housing, they will cut your
> pension back, but she heard that from someone else.
> I'm trying to see if that is true as well, I just got my section 8 going,
> but if they are going to cut my money back, then I'm going to tell them I
> don't want the houseing.
> I get the supplemental aid for the blind, that works alittle different
> ----- Original Message -----
> From: <DanFlasar at aol.com>
> To: <nfbmo at nfbnet.org>
> Sent: Thursday, August 05, 2010 8:11 PM
> Subject: Re: [Nfbmo] blind pension
>
>
>> Gene,
>> I want to clairy this thread. My understanding is that Dewey was
>> asking what the significance of having
>> the Blind Pension is. Is the Blind Pension considered to be a loan that
>> must be paid back when you die?
>> That certainly can't be right. Are we speaking specifically of a
>> situation where someone is receving the Blind
>> Pension but is found not to be eligible and then must pay it back?
>> Your mention of RSB services below compounds the confusion. My
>> experience with any state service is
>> that as long as you meet eligibility requirements, you are never
>> obligated
>> to pay state benefits from a state
>> program when you die. The benefits provided are not a loan - they are in
>> effect a grant.
>> Violation sof regulation and eligibility would be a different matter
>> entirely.
>> Dan
>>
>>
>> In a message dated 8/5/2010 7:47:36 P.M. Central Daylight Time,
>> escoulter at centurytel.net writes:
>>
>> Interesting topic I must say.
>> And Everyone is right!
>> There is actually a thing called a "Lien Law" which is not directed at
>> Blind
>> Pension per se.
>> Worries about the lien law should not influence the decision on whether
>> or
>> not to purchase a house. There several reasons I say this.
>> 1. The lien law effects anyone who receives any state assistance
>> including
>> Temporary Assistance, Medicaid, Nursing Care Assistance, Vocational
>> Rehabilitation funding, RSB funding and possibily. As Blind persons we
>> have
>> all received funding from RSB already. IMPORTANT: the Missouri lien law
>> only
>> affects only covers the state portion of the funding as I understand
>> it.
>> 2. The state's ability to collect is hampered by the fact that they are
>> a
>> lower level creditor in the order of payment. If memory serves me they
>> are
>> seventh on the list. They will not, for instance try and recoup if there
>> is
>> a living spouse. And, they cannot collect to the point that it leaves
>> the
>> remaining distitute. )(They can take a big chunk.
>> 3. The law applies not only to your house but your entire estate
>> including
>> stocks, bonds, cash and bank accounts a fact that many folks overlook.
>> 4. Odds are you will sell the house before you die anyway. Bryan is
>> right
>> that the house is excluded in figuring the $20,000 exemption but the
>> lien
>> law makes no such provision it is simple in the fact it states that the
>> state shall have claim on any estate in which public assistance dollars
>> have
>> been paid on the deceased.
>> If there is sufficient interest I will research the law in depth before
>> the
>> SSA seminar.
>> Gene
>> ----- Original Message -----
>> From: "Bryan Schulz" <b.schulz at sbcglobal.net>
>> To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
>> Sent: Thursday, August 05, 2010 4:08 PM
>> Subject: Re: [Nfbmo] blind pension
>>
>>
>>> hi,
>>>
>>> i don't see how that could be true because owning a house is excluded
>> /not
>>> counted when they check if your assets are less than 20k.
>>>
>>> Bryan Schulz
>>>
>>> ----- Original Message -----
>>> From: "Dewey Bradley" <dewey.bradley at att.net>
>>> To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
>>> Sent: Thursday, August 05, 2010 2:39 PM
>>> Subject: Re: [Nfbmo] blind pension
>>>
>>>
>>>> O.K
>>>> So do you know if if you own a house and you die and try to will it to
>>>> your child or spouse, Someone said that the state will take it from
>> them
>>>> to get the money back that you were paid.
>>>> I don't think that's true, but it might be.
>>>> ----- Original Message -----
>>>> From: "Bryan Schulz" <b.schulz at sbcglobal.net>
>>>> To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
>>>> Sent: Thursday, August 05, 2010 2:26 PM
>>>> Subject: Re: [Nfbmo] blind pension
>>>>
>>>>
>>>>> hi,
>>>>>
>>>>> just what i said, if money is ever paid out from the bp case, say if
>>>>> a
>>>>> person was receiving monthly payments in the past and they are now
>>>>> deceased, their portion from the suit will not be given to their
>> child,
>>>>> it will be returned to the suit pool.
>>>>>
>>>>> Bryan Schulz
>>>>>
>>>>> ----- Original Message -----
>>>>> From: "Dewey Bradley" <dewey.bradley at att.net>
>>>>> To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
>>>>> Sent: Thursday, August 05, 2010 1:30 PM
>>>>> Subject: Re: [Nfbmo] blind pension
>>>>>
>>>>>
>>>>>> what do you mean by that?
>>>>>> ----- Original Message -----
>>>>>> From: "Bryan Schulz" <b.schulz at sbcglobal.net>
>>>>>> To: "NFB of Missouri Mailing List" <nfbmo at nfbnet.org>
>>>>>> Sent: Thursday, August 05, 2010 12:29 PM
>>>>>> Subject: Re: [Nfbmo] blind pension
>>>>>>
>>>>>>
>>>>>>> hi,
>>>>>>>
>>>>>>> not too sure about your housing question but for cases where the bp
>>>>>>> case owes people from the past and the person is now deceased,
>>>>>>> their
>>
>>>>>>> percentage of the lawsuit will not be given as inheritance, it will
>> be
>>>>>>> returned to the pool.
>>>>>>>
>>>>>>> Bryan Schulz
>>>>>>>
>>>>>>> ----- Original Message -----
>>>>>>> From: "Dewey Bradley" <dewey.bradley at att.net>
>>>>>>> To: <nfbmo at nfbnet.org>
>>>>>>> Sent: Thursday, August 05, 2010 11:35 AM
>>>>>>> Subject: [Nfbmo] blind pension
>>>>>>>
>>>>>>>
>>>>>>>> Can anyone point me somewhere that I can understand the rules.
>>>>>>>> Some people seam to think that if you get blind pension, and when
>> you
>>>>>>>> die, the state will take your house to get back the money, I don't
>>>>>>>> think that is true, but I can't find the rules, everyone has
>>>>>>>> different ideas about the rules.
>>>>>>>> Also I was told by someone yesterday that if you get a hud
>> vowlcher,
>>>>>>>> that they will cut your pension back.
>>>>>>>> I ask because I just got my hud vowlcher.
>>>>>>>> So does anyone really know how the rules work, or can you tell me
>>>>>>>> where to look?
>>>>>>>> I know that Missouri has some really confusing laws.
>>>>>>>> thanks
>>>>>>>> Dewey Bradley
>>>>>>>> Springfield Missouri
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>>>>>>>
>>>>>>>
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